Living Cost Compare
Bismarck

North Dakota

$960/mo est.

vs
Bowling Green

Kentucky

$1,020/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Bismarck, ND versus $1,020 in Bowling Green, KY. Overall, Bismarck, ND is roughly 6% cheaper to live in day-to-day than Bowling Green, KY, driven mainly by rent.

Median household income is $77,608 in Bismarck, ND and $48,419 in Bowling Green, KY — about 38% higher in Bismarck, ND. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax.

Rent

Studio
$723
$878
+21% in Bowling Green, KY
1 Bedroom
$803
$833
+4% in Bowling Green, KY
2 Bedroom
$989
$960
+3% in Bismarck, ND
3 Bedroom
$1,421
$1,214
+15% in Bismarck, ND

Buying a Home

Median Home Value
$291,400
$232,100
+20% in Bismarck, ND

Income

Median Household Income
$77,608
$48,419
+38% in Bismarck, ND
Metro Median Wage (annual)
$52,560
$45,040
+14% in Bismarck, ND

People & Lifestyle

Median Age
38.2 yr
27.9 yr
+10.3 yr in Bismarck, ND
Homeownership
65.8%
37.3%
+28.5 pp in Bismarck, ND
Bachelor's+ (25+)
38.7%
32.0%
+6.7 pp in Bismarck, ND
Avg Commute
15.5 min
18.8 min
+3.3 min in Bowling Green, KY

Crime (per 100k/yr)

Violent Crime
278
231
+17% in Bismarck, ND
Property Crime
2,417.1
2,984.4
+23% in Bowling Green, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
43.0°F
58.0°F
+15.0°F in Bowling Green, KY
Annual Precipitation
17.9 in
49.9 in
+32.0 in in Bowling Green, KY

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
14.1
14.3
+1% in Bowling Green, KY
Natural Gas ($/MCF)
$18.21
$33.20
+82% in Bowling Green, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Bismarck, ND
Bread (lb)
$1.66
$1.75
+5% in Bowling Green, KY
Eggs (doz)
$3.63
$2.21
+39% in Bismarck, ND
Ground Beef (lb)
$6.77
$6.45
+5% in Bismarck, ND
Chicken (lb)
$2.10
$1.90
+9% in Bismarck, ND
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / KY)
5%
6%
+1.0 pp in KY
Income Tax (top rate)
2.50%
3.50%
+1.0 pp in KY

Bismarck vs Bowling Green — FAQ

Is it cheaper to live in Bismarck or Bowling Green?
Bismarck, ND is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 6% below Bowling Green, KY's $1,020, mainly because of rent.
How much more do you need to earn to live in Bismarck than in Bowling Green?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Bismarck versus $33,000 in Bowling Green.
Which has lower taxes, Bismarck or Bowling Green?
Bismarck is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Bowling Green under Kentucky's (a top state income tax rate of 3.50% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).