Living Cost Compare
Birmingham

Alabama

$1,190/mo est.

vs
Montgomery

Alabama

$1,020/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,190 in Birmingham, AL versus $1,020 in Montgomery, AL. Overall, Montgomery, AL is roughly 14% cheaper to live in day-to-day than Birmingham, AL, driven mainly by rent.

Median household income is $44,376 in Birmingham, AL and $55,687 in Montgomery, AL — about 20% higher in Montgomery, AL. Both cities are in Alabama, so state taxes are identical: a top state income tax rate of 5.00% and a 4% state sales tax.

Birmingham, AL
Montgomery, AL

Rent

Studio
$857
$864
+1% in Montgomery, AL
1 Bedroom
$1,004
$831
+17% in Birmingham, AL
2 Bedroom
$1,005
$982
+2% in Birmingham, AL
3 Bedroom
$1,188
$1,172
+1% in Birmingham, AL

Buying a Home

Median Home Value
$138,600
$148,500
+7% in Montgomery, AL

Income

Median Household Income
$44,376
$55,687
+25% in Montgomery, AL
Metro Median Wage (annual)
$47,770
$44,950
+6% in Birmingham, AL

People & Lifestyle

Median Age
35.9 yr
36.2 yr
+0.3 yr in Montgomery, AL
Homeownership
45.1%
54.3%
+9.2 pp in Montgomery, AL
Bachelor's+ (25+)
30.7%
33.5%
+2.8 pp in Montgomery, AL
Avg Commute
21.5 min
20.5 min
+1.0 min in Birmingham, AL

Crime (per 100k/yr)

Violent Crime
1,274.7
605.5
+52% in Birmingham, AL
Property Crime
4,233
2,258.3
+47% in Birmingham, AL

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
63.3°F
65.1°F
+1.8°F in Montgomery, AL
Annual Precipitation
53.7 in
53.1 in
+0.6 in in Birmingham, AL

Gas

Regular Gasoline
$3.62/gal
$3.62/gal
about equal

Area: Gulf Coast (PADD 3) vs Gulf Coast (PADD 3).

Utilities

Electricity (¢/kWh)
16.4
16.4
about equal
Natural Gas ($/MCF)
$24.06
$24.06
about equal

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (AL / AL)
4%
4%
about equal
Income Tax (top rate)
5.00%
5.00%
about equal

Birmingham vs Montgomery — FAQ

Is it cheaper to live in Birmingham or Montgomery?
Montgomery, AL is cheaper. Its monthly baseline of $1,020 (1BR rent + utilities) runs about 14% below Birmingham, AL's $1,190, mainly because of rent.
How much more do you need to earn to live in Birmingham than in Montgomery?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $40,000 a year in Birmingham versus $33,000 in Montgomery.
Which has lower taxes, Birmingham or Montgomery?
Neither — both are in Alabama, so they share the same state tax rates: a top state income tax rate of 5.00% and a 4% state sales tax.

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).