Living Cost Compare
Billings

Montana

$1,030/mo est.

vs
Kansas City

Missouri

$1,200/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,030 in Billings, MT versus $1,200 in Kansas City, MO. Overall, Billings, MT is roughly 14% cheaper to live in day-to-day than Kansas City, MO, driven mainly by rent.

Median household income is $71,855 in Billings, MT and $67,449 in Kansas City, MO — about 6% higher in Billings, MT. Montana has a top state income tax rate of 5.65% and no state sales tax; Missouri has a top state income tax rate of 4.70% and a 4.225% state sales tax.

Rent

Studio
$877
$961
+10% in Kansas City, MO
1 Bedroom
$889
$1,031
+16% in Kansas City, MO
2 Bedroom
$1,102
$1,211
+10% in Kansas City, MO
3 Bedroom
$1,398
$1,381
+1% in Billings, MT

Buying a Home

Median Home Value
$311,800
$227,000
+27% in Billings, MT

Income

Median Household Income
$71,855
$67,449
+6% in Billings, MT
Metro Median Wage (annual)
$49,060
$50,820
+4% in Kansas City, MO

People & Lifestyle

Median Age
38.1 yr
35.7 yr
+2.4 yr in Billings, MT
Homeownership
64.8%
54.6%
+10.2 pp in Billings, MT
Bachelor's+ (25+)
37.0%
37.8%
+0.8 pp in Kansas City, MO
Avg Commute
16.7 min
21.9 min
+5.2 min in Kansas City, MO

Crime (per 100k/yr)

Violent Crime
750.2
1,557.1
+108% in Kansas City, MO
Property Crime
3,123.5
4,722.1
+51% in Kansas City, MO

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
48.2°F
56.7°F
+8.5°F in Kansas City, MO
Annual Precipitation
13.7 in
39.1 in
+25.4 in in Kansas City, MO

Gas

Regular Gasoline
$4.29/gal
$3.94/gal
+8% in Billings, MT

Area: Rocky Mountain (PADD 4) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — vs RideKC (KCATA) (2026).

Utilities

Electricity (¢/kWh)
14.7
13.7
+7% in Billings, MT
Natural Gas ($/MCF)
$8.77
$24.13
+175% in Kansas City, MO

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.31
+10% in Billings, MT
Bread (lb)
$2.04
$1.66
+19% in Billings, MT
Eggs (doz)
$2.19
$3.63
+66% in Kansas City, MO
Ground Beef (lb)
$7.36
$6.77
+8% in Billings, MT
Chicken (lb)
$2.01
$2.10
+4% in Kansas City, MO
Bananas (lb)
$0.70
$0.62
+12% in Billings, MT

Average prices — West vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MT / MO)
None
4.225%
+4.2 pp in MO
Income Tax (top rate)
5.65%
4.70%
+1.0 pp in MT

Billings vs Kansas City — FAQ

Is it cheaper to live in Billings or Kansas City?
Billings, MT is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 14% below Kansas City, MO's $1,200, mainly because of rent.
How much more do you need to earn to live in Billings than in Kansas City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $36,000 a year in Billings versus $41,000 in Kansas City.
Which has lower taxes, Billings or Kansas City?
Billings is taxed under Montana's rules (a top state income tax rate of 5.65% and no state sales tax); Kansas City under Missouri's (a top state income tax rate of 4.70% and a 4.225% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).