Living Cost Compare
Bellevue

Nebraska

$1,160/mo est.

vs
Jersey City

New Jersey

$2,100/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,160 in Bellevue, NE versus $2,100 in Jersey City, NJ. Overall, Bellevue, NE is roughly 45% cheaper to live in day-to-day than Jersey City, NJ, driven mainly by rent.

Median household income is $87,343 in Bellevue, NE and $94,813 in Jersey City, NJ — about 8% higher in Jersey City, NJ. Nebraska has a top state income tax rate of 4.55% and a 5.5% state sales tax; New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax.

Rent

Studio
$1,106
$1,949
+76% in Jersey City, NJ
1 Bedroom
$1,008
$1,853
+84% in Jersey City, NJ
2 Bedroom
$1,190
$1,857
+56% in Jersey City, NJ
3 Bedroom
$1,660
$2,004
+21% in Jersey City, NJ

Buying a Home

Median Home Value
$230,800
$534,500
+132% in Jersey City, NJ

Income

Median Household Income
$87,343
$94,813
+9% in Jersey City, NJ
Metro Median Wage (annual)
$49,660
$61,430
+24% in Jersey City, NJ

People & Lifestyle

Median Age
36.1 yr
34.7 yr
+1.4 yr in Bellevue, NE
Homeownership
65.5%
28.8%
+36.7 pp in Bellevue, NE
Bachelor's+ (25+)
33.4%
53.1%
+19.7 pp in Jersey City, NJ
Avg Commute
20.8 min
36.9 min
+16.1 min in Jersey City, NJ

Crime (per 100k/yr)

Violent Crime
100.8
562.9
+458% in Jersey City, NJ
Property Crime
1,149.4
2,036.4
+77% in Jersey City, NJ

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
51.1°F
55.0°F
+3.9°F in Jersey City, NJ
Annual Precipitation
30.6 in
49.9 in
+19.3 in in Jersey City, NJ

Gas

Regular Gasoline
$3.85/gal
$3.94/gal
+2% in Jersey City, NJ

Area: Midwest (PADD 2) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)
13.3
24.9
+88% in Jersey City, NJ
Natural Gas ($/MCF)
$20.10
$17.68
+12% in Bellevue, NE

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.92
+16% in Jersey City, NJ
Eggs (doz)
$3.63
$2.19
+40% in Bellevue, NE
Ground Beef (lb)
$6.77
$6.90
+2% in Jersey City, NJ
Chicken (lb)
$2.10
$2.19
+4% in Jersey City, NJ
Bananas (lb)
$0.62
$0.69
+12% in Jersey City, NJ

Average prices — Midwest vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NE / NJ)
5.5%
6.625%
+1.1 pp in NJ
Income Tax (top rate)
4.55%
10.75%
+6.2 pp in NJ

Bellevue vs Jersey City — FAQ

Is it cheaper to live in Bellevue or Jersey City?
Bellevue, NE is cheaper. Its monthly baseline of $1,160 (1BR rent + utilities) runs about 45% below Jersey City, NJ's $2,100, mainly because of rent.
How much more do you need to earn to live in Bellevue than in Jersey City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $40,000 a year in Bellevue versus $74,000 in Jersey City.
Which has lower taxes, Bellevue or Jersey City?
Bellevue is taxed under Nebraska's rules (a top state income tax rate of 4.55% and a 5.5% state sales tax); Jersey City under New Jersey's (a top state income tax rate of 10.75% and a 6.625% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).