Is it cheaper to live in Bellevue or Boise?

Bellevue, NE is cheaper. Its monthly baseline of $1,160 (1BR rent + utilities) runs about 8% below Boise, ID's $1,260, mainly because of rent.

How much more do you need to earn to live in Bellevue than in Boise?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $40,000 a year in Bellevue versus $45,000 in Boise.

Which has lower taxes, Bellevue or Boise?

Bellevue is taxed under Nebraska's rules (a top state income tax rate of 4.55% and a 5.5% state sales tax); Boise under Idaho's (a top state income tax rate of 5.30% and a 6% state sales tax).

Bellevue vs Boise Cost of Living 2026

Bellevue

Nebraska

$1,160/mo est.

Boise

Idaho

$1,260/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,160 in Bellevue, NE versus $1,260 in Boise, ID. Overall, Bellevue, NE is roughly 8% cheaper to live in day-to-day than Boise, ID, driven mainly by rent.

Median household income is $87,343 in Bellevue, NE and $81,308 in Boise, ID — about 7% higher in Bellevue, NE. Nebraska has a top state income tax rate of 4.55% and a 5.5% state sales tax; Idaho has a top state income tax rate of 5.30% and a 6% state sales tax.

Bellevue, NE

Boise, ID

Rent

Studio

$1,106

$1,021

+8% in Bellevue, NE

1 Bedroom

$1,008

$1,133

+12% in Boise, ID

2 Bedroom

$1,190

$1,342

+13% in Boise, ID

3 Bedroom

$1,660

$1,749

+5% in Boise, ID

Buying a Home

Median Home Value

$230,800

$456,000

+98% in Boise, ID

Income

Median Household Income

$87,343

$81,308

+7% in Bellevue, NE

Metro Median Wage (annual)

$49,660

$49,100

+1% in Bellevue, NE

People & Lifestyle

Median Age

36.1 yr

38.2 yr

+2.1 yr in Boise, ID

Homeownership

65.5%

63.0%

+2.5 pp in Bellevue, NE

Bachelor's+ (25+)

33.4%

46.6%

+13.2 pp in Boise, ID

Avg Commute

20.8 min

19.1 min

+1.7 min in Bellevue, NE

Crime (per 100k/yr)

Violent Crime

100.8

301

+199% in Boise, ID

Property Crime

1,149.4

1,135.1

+1% in Bellevue, NE

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

51.1°F

52.5°F

+1.4°F in Boise, ID

Annual Precipitation

30.6 in

11.7 in

+18.9 in in Bellevue, NE

Gas

Regular Gasoline

$3.94/gal

$4.29/gal

+9% in Boise, ID

Area: Midwest (PADD 2) vs Rocky Mountain (PADD 4).

Utilities

Electricity (¢/kWh)

13.6

12.3

+9% in Bellevue, NE

Natural Gas ($/MCF)

$15.53

$10.82

+30% in Bellevue, NE

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

$4.82

+12% in Boise, ID

Bread (lb)

$1.66

$2.04

+23% in Boise, ID

Eggs (doz)

$3.63

$2.19

+40% in Bellevue, NE

Ground Beef (lb)

$6.77

$7.36

+9% in Boise, ID

Chicken (lb)

$2.10

$2.01

+4% in Bellevue, NE

Bananas (lb)

$0.62

$0.70

+14% in Boise, ID

Average prices — Midwest vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NE / ID)

5.5%

+0.5 pp in ID

Income Tax (top rate)

4.55%

5.30%

+0.8 pp in ID

Bellevue vs Boise — FAQ

Is it cheaper to live in Bellevue or Boise?: Bellevue, NE is cheaper. Its monthly baseline of $1,160 (1BR rent + utilities) runs about 8% below Boise, ID's $1,260, mainly because of rent.
How much more do you need to earn to live in Bellevue than in Boise?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $40,000 a year in Bellevue versus $45,000 in Boise.
Which has lower taxes, Bellevue or Boise?: Bellevue is taxed under Nebraska's rules (a top state income tax rate of 4.55% and a 5.5% state sales tax); Boise under Idaho's (a top state income tax rate of 5.30% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).