Is it cheaper to live in Baltimore or Jackson?

Jackson, MS is cheaper. Its monthly baseline of $1,010 (1BR rent + utilities) runs about 22% below Baltimore, MD's $1,300, mainly because of rent.

How much more do you need to earn to live in Baltimore than in Jackson?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $43,000 a year in Baltimore versus $33,000 in Jackson.

Which has lower taxes, Baltimore or Jackson?

Baltimore is taxed under Maryland's rules (a top state income tax rate of 6.50% and a 6% state sales tax); Jackson under Mississippi's (a top state income tax rate of 4.00% and a 7% state sales tax).

Baltimore vs Jackson Cost of Living 2026

Baltimore

Maryland

$1,300/mo est.

Jackson

Mississippi

$1,010/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,300 in Baltimore, MD versus $1,010 in Jackson, MS. Overall, Jackson, MS is roughly 22% cheaper to live in day-to-day than Baltimore, MD, driven mainly by rent.

Median household income is $59,623 in Baltimore, MD and $43,238 in Jackson, MS — about 27% higher in Baltimore, MD. Maryland has a top state income tax rate of 6.50% and a 6% state sales tax; Mississippi has a top state income tax rate of 4.00% and a 7% state sales tax.

Baltimore, MD

Jackson, MS

Rent

Studio

$1,050

$1,085

+3% in Jackson, MS

1 Bedroom

$1,073

$816

+24% in Baltimore, MD

2 Bedroom

$1,353

$991

+27% in Baltimore, MD

3 Bedroom

$1,555

$1,121

+28% in Baltimore, MD

Buying a Home

Median Home Value

$219,300

$108,200

+51% in Baltimore, MD

Income

Median Household Income

$59,623

$43,238

+27% in Baltimore, MD

Metro Median Wage (annual)

$59,070

$42,850

+27% in Baltimore, MD

People & Lifestyle

Median Age

36.1 yr

34.7 yr

+1.4 yr in Baltimore, MD

Homeownership

47.5%

48.6%

+1.1 pp in Jackson, MS

Bachelor's+ (25+)

35.4%

28.6%

+6.8 pp in Baltimore, MD

Avg Commute

29.4 min

20.2 min

+9.2 min in Baltimore, MD

Crime (per 100k/yr)

Violent Crime

1,616.7

—

Property Crime

4,202.6

—

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

61.4°F

65.3°F

+3.9°F in Jackson, MS

Annual Precipitation

42.4 in

54.3 in

+11.9 in in Jackson, MS

Gas

Regular Gasoline

$3.86/gal

$3.62/gal

+6% in Baltimore, MD

Area: East Coast (PADD 1) vs Gulf Coast (PADD 3).

Public Transit

Base Fare (one-way)

$2.00

—

Adult base one-way fare — MTA Maryland vs — (2026).

Utilities

Electricity (¢/kWh)

21.8

16.2

+26% in Baltimore, MD

Natural Gas ($/MCF)

$18.94

$27.68

+46% in Jackson, MS

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.00

about equal

Bread (lb)

$1.75

about equal

Eggs (doz)

$2.21

about equal

Ground Beef (lb)

$6.45

about equal

Chicken (lb)

$1.90

about equal

Bananas (lb)

$0.62

about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MD / MS)

+1.0 pp in MS

Income Tax (top rate)

6.50%

4.00%

+2.5 pp in MD

Baltimore vs Jackson — FAQ

Is it cheaper to live in Baltimore or Jackson?: Jackson, MS is cheaper. Its monthly baseline of $1,010 (1BR rent + utilities) runs about 22% below Baltimore, MD's $1,300, mainly because of rent.
How much more do you need to earn to live in Baltimore than in Jackson?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $43,000 a year in Baltimore versus $33,000 in Jackson.
Which has lower taxes, Baltimore or Jackson?: Baltimore is taxed under Maryland's rules (a top state income tax rate of 6.50% and a 6% state sales tax); Jackson under Mississippi's (a top state income tax rate of 4.00% and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).