Living Cost Compare
Bakersfield

California

$1,330/mo est.

vs
Louisville

Kentucky

$1,060/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,330 in Bakersfield, CA versus $1,060 in Louisville, KY. Overall, Louisville, KY is roughly 20% cheaper to live in day-to-day than Bakersfield, CA, driven mainly by electricity costs.

Median household income is $77,397 in Bakersfield, CA and $64,731 in Louisville, KY — about 16% higher in Bakersfield, CA. California has a top state income tax rate of 13.30% and a 7.25% state sales tax; Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax.

Rent

Studio
$1,027
$786
+23% in Bakersfield, CA
1 Bedroom
$1,007
$877
+13% in Bakersfield, CA
2 Bedroom
$1,233
$1,096
+11% in Bakersfield, CA
3 Bedroom
$1,656
$1,299
+22% in Bakersfield, CA

Buying a Home

Median Home Value
$347,300
$221,500
+36% in Bakersfield, CA

Income

Median Household Income
$77,397
$64,731
+16% in Bakersfield, CA
Metro Median Wage (annual)
$47,470
$48,370
+2% in Louisville, KY

People & Lifestyle

Median Age
31.9 yr
37.7 yr
+5.8 yr in Louisville, KY
Homeownership
60.1%
60.6%
+0.5 pp in Louisville, KY
Bachelor's+ (25+)
23.3%
33.4%
+10.1 pp in Louisville, KY
Avg Commute
24.1 min
22.7 min
+1.4 min in Bakersfield, CA

Crime (per 100k/yr)

Violent Crime
556.8
763.4
+37% in Louisville, KY
Property Crime
2,488.9
3,536.6
+42% in Louisville, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
64.0°F
58.2°F
+5.8°F in Bakersfield, CA
Annual Precipitation
8.0 in
44.9 in
+36.9 in in Louisville, KY

Gas

Regular Gasoline
$5.40/gal
$3.94/gal
+27% in Bakersfield, CA

Area: California vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.75
$1.75
about equal

Adult base one-way fare — GET Bus vs TARC (2026).

Utilities

Electricity (¢/kWh)
33.3
15.0
+55% in Bakersfield, CA
Natural Gas ($/MCF)
$20.72
$29.48
+42% in Louisville, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.00
+17% in Bakersfield, CA
Bread (lb)
$2.04
$1.75
+14% in Bakersfield, CA
Eggs (doz)
$2.19
$2.21
+1% in Louisville, KY
Ground Beef (lb)
$7.36
$6.45
+12% in Bakersfield, CA
Chicken (lb)
$2.01
$1.90
+6% in Bakersfield, CA
Bananas (lb)
$0.70
$0.62
+12% in Bakersfield, CA

Average prices — West vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (CA / KY)
7.25%
6%
+1.3 pp in CA
Income Tax (top rate)
13.30%
3.50%
+9.8 pp in CA

Bakersfield vs Louisville — FAQ

Is it cheaper to live in Bakersfield or Louisville?
Louisville, KY is cheaper. Its monthly baseline of $1,060 (1BR rent + utilities) runs about 20% below Bakersfield, CA's $1,330, mainly because of electricity costs.
How much more do you need to earn to live in Bakersfield than in Louisville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $40,000 a year in Bakersfield versus $35,000 in Louisville.
Which has lower taxes, Bakersfield or Louisville?
Bakersfield is taxed under California's rules (a top state income tax rate of 13.30% and a 7.25% state sales tax); Louisville under Kentucky's (a top state income tax rate of 3.50% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).