Living Cost Compare
Bakersfield

California

$1,340/mo est.

vs
Jersey City

New Jersey

$2,100/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,340 in Bakersfield, CA versus $2,100 in Jersey City, NJ. Overall, Bakersfield, CA is roughly 36% cheaper to live in day-to-day than Jersey City, NJ, driven mainly by rent.

Median household income is $77,397 in Bakersfield, CA and $94,813 in Jersey City, NJ — about 18% higher in Jersey City, NJ. California has a top state income tax rate of 13.30% and a 7.25% state sales tax; New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax.

Rent

Studio
$1,027
$1,949
+90% in Jersey City, NJ
1 Bedroom
$1,007
$1,853
+84% in Jersey City, NJ
2 Bedroom
$1,233
$1,857
+51% in Jersey City, NJ
3 Bedroom
$1,656
$2,004
+21% in Jersey City, NJ

Buying a Home

Median Home Value
$347,300
$534,500
+54% in Jersey City, NJ

Income

Median Household Income
$77,397
$94,813
+23% in Jersey City, NJ
Metro Median Wage (annual)
$47,470
$61,430
+29% in Jersey City, NJ

People & Lifestyle

Median Age
31.9 yr
34.7 yr
+2.8 yr in Jersey City, NJ
Homeownership
60.1%
28.8%
+31.3 pp in Bakersfield, CA
Bachelor's+ (25+)
23.3%
53.1%
+29.8 pp in Jersey City, NJ
Avg Commute
24.1 min
36.9 min
+12.8 min in Jersey City, NJ

Crime (per 100k/yr)

Violent Crime
556.8
562.9
+1% in Jersey City, NJ
Property Crime
2,488.9
2,036.4
+18% in Bakersfield, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
64.0°F
55.0°F
+9.0°F in Bakersfield, CA
Annual Precipitation
8.0 in
49.9 in
+41.9 in in Jersey City, NJ

Gas

Regular Gasoline
$5.52/gal
$3.94/gal
+29% in Bakersfield, CA

Area: California vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — GET Bus vs (2026).

Utilities

Electricity (¢/kWh)
34.7
24.9
+28% in Bakersfield, CA
Natural Gas ($/MCF)
$20.33
$17.68
+13% in Bakersfield, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.31
+10% in Bakersfield, CA
Bread (lb)
$2.04
$1.92
+6% in Bakersfield, CA
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$6.90
+6% in Bakersfield, CA
Chicken (lb)
$2.01
$2.19
+9% in Jersey City, NJ
Bananas (lb)
$0.70
$0.69
about equal

Average prices — West vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (CA / NJ)
7.25%
6.625%
+0.6 pp in CA
Income Tax (top rate)
13.30%
10.75%
+2.6 pp in CA

Bakersfield vs Jersey City — FAQ

Is it cheaper to live in Bakersfield or Jersey City?
Bakersfield, CA is cheaper. Its monthly baseline of $1,340 (1BR rent + utilities) runs about 36% below Jersey City, NJ's $2,100, mainly because of rent.
How much more do you need to earn to live in Bakersfield than in Jersey City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $40,000 a year in Bakersfield versus $74,000 in Jersey City.
Which has lower taxes, Bakersfield or Jersey City?
Bakersfield is taxed under California's rules (a top state income tax rate of 13.30% and a 7.25% state sales tax); Jersey City under New Jersey's (a top state income tax rate of 10.75% and a 6.625% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).