Living Cost Compare
Austin

Texas

$1,660/mo est.

vs
Hilo

Hawaii

$1,550/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,660 in Austin, TX versus $1,550 in Hilo, HI. Overall, Hilo, HI is roughly 7% cheaper to live in day-to-day than Austin, TX, driven mainly by rent.

Median household income is $91,461 in Austin, TX and $78,713 in Hilo, HI — about 14% higher in Austin, TX. Texas has no state income tax and a 6.25% state sales tax; Hawaii has a top state income tax rate of 11.00% and a 4% state sales tax.

Rent

Studio
$1,348
$1,180
+12% in Austin, TX
1 Bedroom
$1,457
$964
+34% in Austin, TX
2 Bedroom
$1,776
$1,283
+28% in Austin, TX
3 Bedroom
$2,127
$1,587
+25% in Austin, TX

Buying a Home

Median Home Value
$512,700
$455,100
+11% in Austin, TX

Income

Median Household Income
$91,461
$78,713
+14% in Austin, TX
Metro Median Wage (annual)
$56,950
$51,820
+9% in Austin, TX

People & Lifestyle

Median Age
34.5 yr
42.6 yr
+8.1 yr in Hilo, HI
Homeownership
44.4%
65.5%
+21.1 pp in Hilo, HI
Bachelor's+ (25+)
58.2%
34.0%
+24.2 pp in Austin, TX
Avg Commute
24.0 min
20.1 min
+3.9 min in Austin, TX

Crime (per 100k/yr)

Violent Crime
476.1
245.4
+48% in Austin, TX
Property Crime
3,290.7
2,043.9
+38% in Austin, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
67.2°F
73.9°F
+6.7°F in Hilo, HI
Annual Precipitation
34.9 in
126.7 in
+91.8 in in Hilo, HI

Gas

Regular Gasoline
$3.62/gal
$5.09/gal
+41% in Hilo, HI

Area: Texas vs West Coast (PADD 5).

Public Transit

Base Fare (one-way)
$1.25

Adult base one-way fare — CapMetro vs (2026).

Utilities

Electricity (¢/kWh)
16.4
52.0
+216% in Hilo, HI
Natural Gas ($/MCF)
$30.48
$70.84
+132% in Hilo, HI

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.82
+20% in Hilo, HI
Bread (lb)
$1.75
$2.04
+17% in Hilo, HI
Eggs (doz)
$2.21
$2.19
+1% in Austin, TX
Ground Beef (lb)
$6.45
$7.36
+14% in Hilo, HI
Chicken (lb)
$1.90
$2.01
+6% in Hilo, HI
Bananas (lb)
$0.62
$0.70
+14% in Hilo, HI

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / HI)
6.25%
4%
+2.3 pp in TX
Income Tax (top rate)
None
11.00%
+11.0 pp in HI

Austin vs Hilo — FAQ

Is it cheaper to live in Austin or Hilo?
Hilo, HI is cheaper. Its monthly baseline of $1,550 (1BR rent + utilities) runs about 7% below Austin, TX's $1,660, mainly because of rent.
How much more do you need to earn to live in Austin than in Hilo?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $58,000 a year in Austin versus $39,000 in Hilo.
Which has lower taxes, Austin or Hilo?
Austin is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Hilo under Hawaii's (a top state income tax rate of 11.00% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).