Living Cost Compare
Austin

Texas

$1,660/mo est.

vs
Bismarck

North Dakota

$960/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,660 in Austin, TX versus $960 in Bismarck, ND. Overall, Bismarck, ND is roughly 42% cheaper to live in day-to-day than Austin, TX, driven mainly by rent.

Median household income is $91,461 in Austin, TX and $77,608 in Bismarck, ND — about 15% higher in Austin, TX. Texas has no state income tax and a 6.25% state sales tax; North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax.

Rent

Studio
$1,348
$723
+46% in Austin, TX
1 Bedroom
$1,457
$803
+45% in Austin, TX
2 Bedroom
$1,776
$989
+44% in Austin, TX
3 Bedroom
$2,127
$1,421
+33% in Austin, TX

Buying a Home

Median Home Value
$512,700
$291,400
+43% in Austin, TX

Income

Median Household Income
$91,461
$77,608
+15% in Austin, TX
Metro Median Wage (annual)
$56,950
$52,560
+8% in Austin, TX

People & Lifestyle

Median Age
34.5 yr
38.2 yr
+3.7 yr in Bismarck, ND
Homeownership
44.4%
65.8%
+21.4 pp in Bismarck, ND
Bachelor's+ (25+)
58.2%
38.7%
+19.5 pp in Austin, TX
Avg Commute
24.0 min
15.5 min
+8.5 min in Austin, TX

Crime (per 100k/yr)

Violent Crime
476.1
278
+42% in Austin, TX
Property Crime
3,290.7
2,417.1
+27% in Austin, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
67.2°F
43.0°F
+24.2°F in Austin, TX
Annual Precipitation
34.9 in
17.9 in
+17.0 in in Austin, TX

Gas

Regular Gasoline
$3.58/gal
$3.85/gal
+8% in Bismarck, ND

Area: Texas vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.25

Adult base one-way fare — CapMetro vs (2026).

Utilities

Electricity (¢/kWh)
15.9
14.1
+11% in Austin, TX
Natural Gas ($/MCF)
$31.89
$18.21
+43% in Austin, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Bismarck, ND
Bread (lb)
$1.75
$1.66
+5% in Austin, TX
Eggs (doz)
$2.21
$3.63
+64% in Bismarck, ND
Ground Beef (lb)
$6.45
$6.77
+5% in Bismarck, ND
Chicken (lb)
$1.90
$2.10
+10% in Bismarck, ND
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / ND)
6.25%
5%
+1.3 pp in TX
Income Tax (top rate)
None
2.50%
+2.5 pp in ND

Austin vs Bismarck — FAQ

Is it cheaper to live in Austin or Bismarck?
Bismarck, ND is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 42% below Austin, TX's $1,660, mainly because of rent.
How much more do you need to earn to live in Austin than in Bismarck?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $58,000 a year in Austin versus $32,000 in Bismarck.
Which has lower taxes, Austin or Bismarck?
Austin is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Bismarck under North Dakota's (a top state income tax rate of 2.50% and a 5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).