Is it cheaper to live in Atlanta or Montgomery?

Montgomery, AL is cheaper. Its monthly baseline of $1,020 (1BR rent + utilities) runs about 43% below Atlanta, GA's $1,790, mainly because of rent.

How much more do you need to earn to live in Atlanta than in Montgomery?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $63,000 a year in Atlanta versus $33,000 in Montgomery.

Which has lower taxes, Atlanta or Montgomery?

Atlanta is taxed under Georgia's rules (a top state income tax rate of 5.19% and a 4% state sales tax); Montgomery under Alabama's (a top state income tax rate of 5.00% and a 4% state sales tax).

Atlanta vs Montgomery Cost of Living 2026

Atlanta

Georgia

$1,790/mo est.

Montgomery

Alabama

$1,020/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,790 in Atlanta, GA versus $1,020 in Montgomery, AL. Overall, Montgomery, AL is roughly 43% cheaper to live in day-to-day than Atlanta, GA, driven mainly by rent.

Median household income is $81,938 in Atlanta, GA and $55,687 in Montgomery, AL — about 32% higher in Atlanta, GA. Georgia has a top state income tax rate of 5.19% and a 4% state sales tax; Alabama has a top state income tax rate of 5.00% and a 4% state sales tax.

Atlanta, GA

Montgomery, AL

Rent

Studio

$1,669

$864

+48% in Atlanta, GA

1 Bedroom

$1,576

$831

+47% in Atlanta, GA

2 Bedroom

$1,701

$982

+42% in Atlanta, GA

3 Bedroom

$1,557

$1,172

+25% in Atlanta, GA

Buying a Home

Median Home Value

$420,600

$148,500

+65% in Atlanta, GA

Income

Median Household Income

$81,938

$55,687

+32% in Atlanta, GA

Metro Median Wage (annual)

$51,170

$44,950

+12% in Atlanta, GA

People & Lifestyle

Median Age

34.0 yr

36.2 yr

+2.2 yr in Montgomery, AL

Homeownership

46.3%

54.3%

+8.0 pp in Montgomery, AL

Bachelor's+ (25+)

58.4%

33.5%

+24.9 pp in Atlanta, GA

Avg Commute

26.8 min

20.5 min

+6.3 min in Atlanta, GA

Crime (per 100k/yr)

Violent Crime

603.7

605.5

+0% in Montgomery, AL

Property Crime

3,548.3

2,258.3

+36% in Atlanta, GA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

62.6°F

65.1°F

+2.5°F in Montgomery, AL

Annual Precipitation

49.7 in

53.1 in

+3.4 in in Montgomery, AL

Gas

Regular Gasoline

$3.94/gal

$3.62/gal

+8% in Atlanta, GA

Area: East Coast (PADD 1) vs Gulf Coast (PADD 3).

Public Transit

Base Fare (one-way)

$2.50

—

Adult base one-way fare — MARTA vs — (2026).

Utilities

Electricity (¢/kWh)

16.4

+0% in Montgomery, AL

Natural Gas ($/MCF)

$38.60

$24.06

+38% in Atlanta, GA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.00

about equal

Bread (lb)

$1.75

about equal

Eggs (doz)

$2.21

about equal

Ground Beef (lb)

$6.45

about equal

Chicken (lb)

$1.90

about equal

Bananas (lb)

$0.62

about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (GA / AL)

about equal

Income Tax (top rate)

5.19%

5.00%

+0.2 pp in GA

Atlanta vs Montgomery — FAQ

Is it cheaper to live in Atlanta or Montgomery?: Montgomery, AL is cheaper. Its monthly baseline of $1,020 (1BR rent + utilities) runs about 43% below Atlanta, GA's $1,790, mainly because of rent.
How much more do you need to earn to live in Atlanta than in Montgomery?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $63,000 a year in Atlanta versus $33,000 in Montgomery.
Which has lower taxes, Atlanta or Montgomery?: Atlanta is taxed under Georgia's rules (a top state income tax rate of 5.19% and a 4% state sales tax); Montgomery under Alabama's (a top state income tax rate of 5.00% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).