Living Cost Compare
Atlanta

Georgia

$1,740/mo est.

vs
Louisville

Kentucky

$1,040/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,740 in Atlanta, GA versus $1,040 in Louisville, KY. Overall, Louisville, KY is roughly 40% cheaper to live in day-to-day than Atlanta, GA, driven mainly by rent.

Median household income is $81,938 in Atlanta, GA and $64,731 in Louisville, KY — about 21% higher in Atlanta, GA. Georgia has a top state income tax rate of 5.19% and a 4% state sales tax; Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax.

Rent

Studio
$1,669
$786
+53% in Atlanta, GA
1 Bedroom
$1,576
$877
+44% in Atlanta, GA
2 Bedroom
$1,701
$1,096
+36% in Atlanta, GA
3 Bedroom
$1,557
$1,299
+17% in Atlanta, GA

Buying a Home

Median Home Value
$420,600
$221,500
+47% in Atlanta, GA

Income

Median Household Income
$81,938
$64,731
+21% in Atlanta, GA
Metro Median Wage (annual)
$51,170
$48,370
+5% in Atlanta, GA

People & Lifestyle

Median Age
34.0 yr
37.7 yr
+3.7 yr in Louisville, KY
Homeownership
46.3%
60.6%
+14.3 pp in Louisville, KY
Bachelor's+ (25+)
58.4%
33.4%
+25.0 pp in Atlanta, GA
Avg Commute
26.8 min
22.7 min
+4.1 min in Atlanta, GA

Crime (per 100k/yr)

Violent Crime
603.5
761.5
+26% in Louisville, KY
Property Crime
3,548.3
3,535.4
+0% in Atlanta, GA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
62.6°F
58.2°F
+4.4°F in Atlanta, GA
Annual Precipitation
49.7 in
44.9 in
+4.8 in in Atlanta, GA

Gas

Regular Gasoline
$4.30/gal
$4.35/gal
+1% in Louisville, KY

Area: East Coast (PADD 1) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$2.50
$1.75
+30% in Atlanta, GA

Adult base one-way fare — MARTA vs TARC (2026).

Utilities

Electricity (¢/kWh)
15.0
14.9
+1% in Atlanta, GA
Natural Gas ($/MCF)
$18.41
$19.12
+4% in Louisville, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.16
$4.16
about equal
Bread (lb)
$1.73
$1.73
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.56
$6.56
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.61
$0.61
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (GA / KY)
4%
6%
+2.0 pp in KY
Income Tax (top rate)
5.19%
3.50%
+1.7 pp in GA

Atlanta vs Louisville — FAQ

Is it cheaper to live in Atlanta or Louisville?
Louisville, KY is cheaper. Its monthly baseline of $1,040 (1BR rent + utilities) runs about 40% below Atlanta, GA's $1,740, mainly because of rent.
How much more do you need to earn to live in Atlanta than in Louisville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $63,000 a year in Atlanta versus $35,000 in Louisville.
Which has lower taxes, Atlanta or Louisville?
Atlanta is taxed under Georgia's rules (a top state income tax rate of 5.19% and a 4% state sales tax); Louisville under Kentucky's (a top state income tax rate of 3.50% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).