Living Cost Compare
Arlington

Texas

$1,380/mo est.

vs
Memphis

Tennessee

$1,110/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,380 in Arlington, TX versus $1,110 in Memphis, TN. Overall, Memphis, TN is roughly 20% cheaper to live in day-to-day than Arlington, TX, driven mainly by rent.

Median household income is $73,519 in Arlington, TX and $51,211 in Memphis, TN — about 30% higher in Arlington, TX. Texas has no state income tax and a 6.25% state sales tax; Tennessee has no state income tax and a 7% state sales tax.

Rent

Studio
$1,088
$877
+19% in Arlington, TX
1 Bedroom
$1,183
$948
+20% in Arlington, TX
2 Bedroom
$1,410
$1,073
+24% in Arlington, TX
3 Bedroom
$1,819
$1,281
+30% in Arlington, TX

Buying a Home

Median Home Value
$276,400
$157,100
+43% in Arlington, TX

Income

Median Household Income
$73,519
$51,211
+30% in Arlington, TX
Metro Median Wage (annual)
$51,440
$46,890
+9% in Arlington, TX

People & Lifestyle

Median Age
33.6 yr
34.3 yr
+0.7 yr in Memphis, TN
Homeownership
54.8%
46.0%
+8.8 pp in Arlington, TX
Bachelor's+ (25+)
33.1%
28.2%
+4.9 pp in Arlington, TX
Avg Commute
26.7 min
21.3 min
+5.4 min in Arlington, TX

Crime (per 100k/yr)

Violent Crime
494.2
2,507.6
+407% in Memphis, TN
Property Crime
2,434.5
6,966.3
+186% in Memphis, TN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
65.4°F
63.1°F
+2.3°F in Arlington, TX
Annual Precipitation
39.6 in
53.7 in
+14.1 in in Memphis, TN

Gas

Regular Gasoline
$3.62/gal
$3.94/gal
+9% in Memphis, TN

Area: Texas vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
N/A
$1.75

Adult base one-way fare — Arlington On-Demand (Via) vs MATA (2026).

Utilities

Electricity (¢/kWh)
16.4
14.5
+12% in Arlington, TX
Natural Gas ($/MCF)
$30.48
$16.83
+45% in Arlington, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / TN)
6.25%
7%
+0.8 pp in TN
Income Tax (top rate)
None
None
about equal

Arlington vs Memphis — FAQ

Is it cheaper to live in Arlington or Memphis?
Memphis, TN is cheaper. Its monthly baseline of $1,110 (1BR rent + utilities) runs about 20% below Arlington, TX's $1,380, mainly because of rent.
How much more do you need to earn to live in Arlington than in Memphis?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $47,000 a year in Arlington versus $38,000 in Memphis.
Which has lower taxes, Arlington or Memphis?
Arlington is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Memphis under Tennessee's (no state income tax and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).