Living Cost Compare
Arlington

Texas

$1,380/mo est.

vs
Jersey City

New Jersey

$2,100/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,380 in Arlington, TX versus $2,100 in Jersey City, NJ. Overall, Arlington, TX is roughly 34% cheaper to live in day-to-day than Jersey City, NJ, driven mainly by rent.

Median household income is $73,519 in Arlington, TX and $94,813 in Jersey City, NJ — about 22% higher in Jersey City, NJ. Texas has no state income tax and a 6.25% state sales tax; New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax.

Rent

Studio
$1,088
$1,949
+79% in Jersey City, NJ
1 Bedroom
$1,183
$1,853
+57% in Jersey City, NJ
2 Bedroom
$1,410
$1,857
+32% in Jersey City, NJ
3 Bedroom
$1,819
$2,004
+10% in Jersey City, NJ

Buying a Home

Median Home Value
$276,400
$534,500
+93% in Jersey City, NJ

Income

Median Household Income
$73,519
$94,813
+29% in Jersey City, NJ
Metro Median Wage (annual)
$51,440
$61,430
+19% in Jersey City, NJ

People & Lifestyle

Median Age
33.6 yr
34.7 yr
+1.1 yr in Jersey City, NJ
Homeownership
54.8%
28.8%
+26.0 pp in Arlington, TX
Bachelor's+ (25+)
33.1%
53.1%
+20.0 pp in Jersey City, NJ
Avg Commute
26.7 min
36.9 min
+10.2 min in Jersey City, NJ

Crime (per 100k/yr)

Violent Crime
494.2
562.9
+14% in Jersey City, NJ
Property Crime
2,434.5
2,036.4
+16% in Arlington, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
65.4°F
55.0°F
+10.4°F in Arlington, TX
Annual Precipitation
39.6 in
49.9 in
+10.3 in in Jersey City, NJ

Gas

Regular Gasoline
$3.58/gal
$3.94/gal
+10% in Jersey City, NJ

Area: Texas vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
N/A

Adult base one-way fare — Arlington On-Demand (Via) vs (2026).

Utilities

Electricity (¢/kWh)
15.9
24.9
+57% in Jersey City, NJ
Natural Gas ($/MCF)
$31.89
$17.68
+45% in Arlington, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Jersey City, NJ
Bread (lb)
$1.75
$1.92
+10% in Jersey City, NJ
Eggs (doz)
$2.21
$2.19
+1% in Arlington, TX
Ground Beef (lb)
$6.45
$6.90
+7% in Jersey City, NJ
Chicken (lb)
$1.90
$2.19
+15% in Jersey City, NJ
Bananas (lb)
$0.62
$0.69
+12% in Jersey City, NJ

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / NJ)
6.25%
6.625%
+0.4 pp in NJ
Income Tax (top rate)
None
10.75%
+10.8 pp in NJ

Arlington vs Jersey City — FAQ

Is it cheaper to live in Arlington or Jersey City?
Arlington, TX is cheaper. Its monthly baseline of $1,380 (1BR rent + utilities) runs about 34% below Jersey City, NJ's $2,100, mainly because of rent.
How much more do you need to earn to live in Arlington than in Jersey City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $47,000 a year in Arlington versus $74,000 in Jersey City.
Which has lower taxes, Arlington or Jersey City?
Arlington is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Jersey City under New Jersey's (a top state income tax rate of 10.75% and a 6.625% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).