Living Cost Compare
Arlington

Texas

$1,370/mo est.

vs
Charlotte

North Carolina

$1,550/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,370 in Arlington, TX versus $1,550 in Charlotte, NC. Overall, Arlington, TX is roughly 12% cheaper to live in day-to-day than Charlotte, NC, driven mainly by rent.

Median household income is $73,519 in Arlington, TX and $78,438 in Charlotte, NC — about 6% higher in Charlotte, NC. Texas has no state income tax and a 6.25% state sales tax; North Carolina has a top state income tax rate of 3.99% and a 4.75% state sales tax.

Rent

Studio
$1,088
$1,424
+31% in Charlotte, NC
1 Bedroom
$1,183
$1,374
+16% in Charlotte, NC
2 Bedroom
$1,410
$1,491
+6% in Charlotte, NC
3 Bedroom
$1,819
$1,663
+9% in Arlington, TX

Buying a Home

Median Home Value
$276,400
$351,500
+27% in Charlotte, NC

Income

Median Household Income
$73,519
$78,438
+7% in Charlotte, NC
Metro Median Wage (annual)
$51,440
$49,990
+3% in Arlington, TX

People & Lifestyle

Median Age
33.6 yr
34.4 yr
+0.8 yr in Charlotte, NC
Homeownership
54.8%
51.5%
+3.3 pp in Arlington, TX
Bachelor's+ (25+)
33.1%
47.4%
+14.3 pp in Charlotte, NC
Avg Commute
26.7 min
25.0 min
+1.7 min in Arlington, TX

Crime (per 100k/yr)

Violent Crime
492.4
733.1
+49% in Charlotte, NC
Property Crime
2,433.5
3,719
+53% in Charlotte, NC

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
65.4°F
59.9°F
+5.5°F in Arlington, TX
Annual Precipitation
39.6 in
41.6 in
+2.0 in in Charlotte, NC

Gas

Regular Gasoline
$3.96/gal
$4.30/gal
+9% in Charlotte, NC

Area: Texas vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
N/A
$2.20

Adult base one-way fare — Arlington On-Demand (Via) vs CATS (2026).

Utilities

Electricity (¢/kWh)
16.4
16.0
+2% in Arlington, TX
Natural Gas ($/MCF)
$24.61
$17.50
+29% in Arlington, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.16
$4.16
about equal
Bread (lb)
$1.73
$1.73
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.56
$6.56
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.61
$0.61
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / NC)
6.25%
4.75%
+1.5 pp in TX
Income Tax (top rate)
None
3.99%
+4.0 pp in NC

Arlington vs Charlotte — FAQ

Is it cheaper to live in Arlington or Charlotte?
Arlington, TX is cheaper. Its monthly baseline of $1,370 (1BR rent + utilities) runs about 12% below Charlotte, NC's $1,550, mainly because of rent.
How much more do you need to earn to live in Arlington than in Charlotte?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $47,000 a year in Arlington versus $55,000 in Charlotte.
Which has lower taxes, Arlington or Charlotte?
Arlington is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Charlotte under North Carolina's (a top state income tax rate of 3.99% and a 4.75% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).