Living Cost Compare
Annapolis

Maryland

$1,830/mo est.

vs
New Haven

Connecticut

$1,530/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,830 in Annapolis, MD versus $1,530 in New Haven, CT. Overall, New Haven, CT is roughly 16% cheaper to live in day-to-day than Annapolis, MD, driven mainly by rent.

Median household income is $104,257 in Annapolis, MD and $53,771 in New Haven, CT — about 48% higher in Annapolis, MD. Maryland has a top state income tax rate of 6.50% and a 6% state sales tax; Connecticut has a top state income tax rate of 6.99% and a 6.35% state sales tax.

Annapolis, MD
New Haven, CT

Rent

Studio
$1,239
$1,159
+6% in Annapolis, MD
1 Bedroom
$1,598
$1,275
+20% in Annapolis, MD
2 Bedroom
$1,864
$1,473
+21% in Annapolis, MD
3 Bedroom
$2,232
$1,636
+27% in Annapolis, MD

Buying a Home

Median Home Value
$510,200
$249,000
+51% in Annapolis, MD

Income

Median Household Income
$104,257
$53,771
+48% in Annapolis, MD
Metro Median Wage (annual)
$59,070
$60,060
+2% in New Haven, CT

People & Lifestyle

Median Age
40.9 yr
31.9 yr
+9.0 yr in Annapolis, MD
Homeownership
59.8%
28.4%
+31.4 pp in Annapolis, MD
Bachelor's+ (25+)
53.7%
37.7%
+16.0 pp in Annapolis, MD
Avg Commute
28.7 min
21.0 min
+7.7 min in Annapolis, MD

Crime (per 100k/yr)

Violent Crime
806
536.3
+33% in Annapolis, MD
Property Crime
2,111.5
3,601.6
+71% in New Haven, CT

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
57.1°F
52.2°F
+4.9°F in Annapolis, MD
Annual Precipitation
—
47.1 in

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: East Coast (PADD 1) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)
21.8
24.3
+11% in New Haven, CT
Natural Gas ($/MCF)
$22.57
$23.33
+3% in New Haven, CT

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in New Haven, CT
Bread (lb)
$1.75
$1.92
+10% in New Haven, CT
Eggs (doz)
$2.21
$2.19
+1% in Annapolis, MD
Ground Beef (lb)
$6.45
$6.90
+7% in New Haven, CT
Chicken (lb)
$1.90
$2.19
+15% in New Haven, CT
Bananas (lb)
$0.62
$0.69
+12% in New Haven, CT

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MD / CT)
6%
6.35%
+0.3 pp in CT
Income Tax (top rate)
6.50%
6.99%
+0.5 pp in CT

Annapolis vs New Haven — FAQ

Is it cheaper to live in Annapolis or New Haven?
New Haven, CT is cheaper. Its monthly baseline of $1,530 (1BR rent + utilities) runs about 16% below Annapolis, MD's $1,830, mainly because of rent.
How much more do you need to earn to live in Annapolis than in New Haven?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $64,000 a year in Annapolis versus $51,000 in New Haven.
Which has lower taxes, Annapolis or New Haven?
Annapolis is taxed under Maryland's rules (a top state income tax rate of 6.50% and a 6% state sales tax); New Haven under Connecticut's (a top state income tax rate of 6.99% and a 6.35% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).