Is it cheaper to live in Annapolis or Bridgeport?

Bridgeport, CT is cheaper. Its monthly baseline of $1,460 (1BR rent + utilities) runs about 20% below Annapolis, MD's $1,820, mainly because of rent.

How much more do you need to earn to live in Annapolis than in Bridgeport?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $64,000 a year in Annapolis versus $47,000 in Bridgeport.

Which has lower taxes, Annapolis or Bridgeport?

Annapolis is taxed under Maryland's rules (a top state income tax rate of 6.50% and a 6% state sales tax); Bridgeport under Connecticut's (a top state income tax rate of 6.99% and a 6.35% state sales tax).

Annapolis vs Bridgeport Cost of Living 2026

Annapolis

Maryland

$1,820/mo est.

Bridgeport

Connecticut

$1,460/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,820 in Annapolis, MD versus $1,460 in Bridgeport, CT. Overall, Bridgeport, CT is roughly 20% cheaper to live in day-to-day than Annapolis, MD, driven mainly by rent.

Median household income is $104,257 in Annapolis, MD and $56,584 in Bridgeport, CT — about 46% higher in Annapolis, MD. Maryland has a top state income tax rate of 6.50% and a 6% state sales tax; Connecticut has a top state income tax rate of 6.99% and a 6.35% state sales tax.

Annapolis, MD

Bridgeport, CT

Rent

Studio

$1,239

$950

+23% in Annapolis, MD

1 Bedroom

$1,598

$1,181

+26% in Annapolis, MD

2 Bedroom

$1,864

$1,508

+19% in Annapolis, MD

3 Bedroom

$2,232

$1,639

+27% in Annapolis, MD

Buying a Home

Median Home Value

$510,200

$252,400

+51% in Annapolis, MD

Income

Median Household Income

$104,257

$56,584

+46% in Annapolis, MD

Metro Median Wage (annual)

$59,070

$61,470

+4% in Bridgeport, CT

People & Lifestyle

Median Age

40.9 yr

36.4 yr

+4.5 yr in Annapolis, MD

Homeownership

59.8%

43.3%

+16.5 pp in Annapolis, MD

Bachelor's+ (25+)

53.7%

23.1%

+30.6 pp in Annapolis, MD

Avg Commute

28.7 min

29.9 min

+1.2 min in Bridgeport, CT

Crime (per 100k/yr)

Violent Crime

806

401.7

+50% in Annapolis, MD

Property Crime

2,111.5

1,478.4

+30% in Annapolis, MD

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

57.1°F

52.5°F

+4.6°F in Annapolis, MD

Annual Precipitation

—

42.7 in

Gas

Regular Gasoline

$3.86/gal

about equal

Area: East Coast (PADD 1) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)

21.8

27.4

+26% in Bridgeport, CT

Natural Gas ($/MCF)

$18.94

$23.33

+23% in Bridgeport, CT

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.00

$4.31

+8% in Bridgeport, CT

Bread (lb)

$1.75

$1.92

+10% in Bridgeport, CT

Eggs (doz)

$2.21

$2.19

+1% in Annapolis, MD

Ground Beef (lb)

$6.45

$6.90

+7% in Bridgeport, CT

Chicken (lb)

$1.90

$2.19

+15% in Bridgeport, CT

Bananas (lb)

$0.62

$0.69

+12% in Bridgeport, CT

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MD / CT)

6.35%

+0.3 pp in CT

Income Tax (top rate)

6.50%

6.99%

+0.5 pp in CT

Annapolis vs Bridgeport — FAQ

Is it cheaper to live in Annapolis or Bridgeport?: Bridgeport, CT is cheaper. Its monthly baseline of $1,460 (1BR rent + utilities) runs about 20% below Annapolis, MD's $1,820, mainly because of rent.
How much more do you need to earn to live in Annapolis than in Bridgeport?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $64,000 a year in Annapolis versus $47,000 in Bridgeport.
Which has lower taxes, Annapolis or Bridgeport?: Annapolis is taxed under Maryland's rules (a top state income tax rate of 6.50% and a 6% state sales tax); Bridgeport under Connecticut's (a top state income tax rate of 6.99% and a 6.35% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).