Living Cost Compare
Ann Arbor

Michigan

$1,630/mo est.

vs
Fort Wayne

Indiana

$980/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,630 in Ann Arbor, MI versus $980 in Fort Wayne, IN. Overall, Fort Wayne, IN is roughly 40% cheaper to live in day-to-day than Ann Arbor, MI, driven mainly by rent.

Median household income is $81,089 in Ann Arbor, MI and $60,293 in Fort Wayne, IN — about 26% higher in Ann Arbor, MI. Michigan has a top state income tax rate of 4.25% and a 6% state sales tax; Indiana has a top state income tax rate of 2.95% and a 7% state sales tax.

Ann Arbor, MI
Fort Wayne, IN

Rent

Studio
$1,274
$798
+37% in Ann Arbor, MI
1 Bedroom
$1,389
$782
+44% in Ann Arbor, MI
2 Bedroom
$1,692
$984
+42% in Ann Arbor, MI
3 Bedroom
$1,812
$1,100
+39% in Ann Arbor, MI

Buying a Home

Median Home Value
$435,100
$169,700
+61% in Ann Arbor, MI

Income

Median Household Income
$81,089
$60,293
+26% in Ann Arbor, MI
Metro Median Wage (annual)
$55,380
$47,700
+14% in Ann Arbor, MI

People & Lifestyle

Median Age
27.7 yr
35.0 yr
+7.3 yr in Fort Wayne, IN
Homeownership
45.6%
62.2%
+16.6 pp in Fort Wayne, IN
Bachelor's+ (25+)
77.7%
28.5%
+49.2 pp in Ann Arbor, MI
Avg Commute
19.9 min
21.4 min
+1.5 min in Fort Wayne, IN

Crime (per 100k/yr)

Violent Crime
311
308.9
+1% in Ann Arbor, MI
Property Crime
1,744.5
2,245.4
+29% in Fort Wayne, IN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
47.7°F
50.5°F
+2.8°F in Fort Wayne, IN
Annual Precipitation
32.8 in
38.3 in
+5.5 in in Fort Wayne, IN

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
23.0
17.5
+24% in Ann Arbor, MI
Natural Gas ($/MCF)
$19.72
$24.52
+24% in Fort Wayne, IN

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MI / IN)
6%
7%
+1.0 pp in IN
Income Tax (top rate)
4.25%
2.95%
+1.3 pp in MI

Ann Arbor vs Fort Wayne — FAQ

Is it cheaper to live in Ann Arbor or Fort Wayne?
Fort Wayne, IN is cheaper. Its monthly baseline of $980 (1BR rent + utilities) runs about 40% below Ann Arbor, MI's $1,630, mainly because of rent.
How much more do you need to earn to live in Ann Arbor than in Fort Wayne?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $56,000 a year in Ann Arbor versus $31,000 in Fort Wayne.
Which has lower taxes, Ann Arbor or Fort Wayne?
Ann Arbor is taxed under Michigan's rules (a top state income tax rate of 4.25% and a 6% state sales tax); Fort Wayne under Indiana's (a top state income tax rate of 2.95% and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).