Living Cost Compare
Ann Arbor

Michigan

$1,630/mo est.

vs
Bismarck

North Dakota

$960/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,630 in Ann Arbor, MI versus $960 in Bismarck, ND. Overall, Bismarck, ND is roughly 41% cheaper to live in day-to-day than Ann Arbor, MI, driven mainly by rent.

Median household income is $81,089 in Ann Arbor, MI and $77,608 in Bismarck, ND — about 4% higher in Ann Arbor, MI. Michigan has a top state income tax rate of 4.25% and a 6% state sales tax; North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax.

Ann Arbor, MI
Bismarck, ND

Rent

Studio
$1,274
$723
+43% in Ann Arbor, MI
1 Bedroom
$1,389
$803
+42% in Ann Arbor, MI
2 Bedroom
$1,692
$989
+42% in Ann Arbor, MI
3 Bedroom
$1,812
$1,421
+22% in Ann Arbor, MI

Buying a Home

Median Home Value
$435,100
$291,400
+33% in Ann Arbor, MI

Income

Median Household Income
$81,089
$77,608
+4% in Ann Arbor, MI
Metro Median Wage (annual)
$55,380
$52,560
+5% in Ann Arbor, MI

People & Lifestyle

Median Age
27.7 yr
38.2 yr
+10.5 yr in Bismarck, ND
Homeownership
45.6%
65.8%
+20.2 pp in Bismarck, ND
Bachelor's+ (25+)
77.7%
38.7%
+39.0 pp in Ann Arbor, MI
Avg Commute
19.9 min
15.5 min
+4.4 min in Ann Arbor, MI

Crime (per 100k/yr)

Violent Crime
311
278
+11% in Ann Arbor, MI
Property Crime
1,744.5
2,417.1
+39% in Bismarck, ND

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
47.7°F
43.0°F
+4.7°F in Ann Arbor, MI
Annual Precipitation
32.8 in
17.9 in
+15.0 in in Ann Arbor, MI

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
23.0
14.1
+39% in Ann Arbor, MI
Natural Gas ($/MCF)
$19.72
$18.21
+8% in Ann Arbor, MI

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MI / ND)
6%
5%
+1.0 pp in MI
Income Tax (top rate)
4.25%
2.50%
+1.8 pp in MI

Ann Arbor vs Bismarck — FAQ

Is it cheaper to live in Ann Arbor or Bismarck?
Bismarck, ND is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 41% below Ann Arbor, MI's $1,630, mainly because of rent.
How much more do you need to earn to live in Ann Arbor than in Bismarck?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $56,000 a year in Ann Arbor versus $32,000 in Bismarck.
Which has lower taxes, Ann Arbor or Bismarck?
Ann Arbor is taxed under Michigan's rules (a top state income tax rate of 4.25% and a 6% state sales tax); Bismarck under North Dakota's (a top state income tax rate of 2.50% and a 5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).