Living Cost Compare
Allentown

Pennsylvania

$1,320/mo est.

vs
San Francisco

California

$2,750/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,320 in Allentown, PA versus $2,750 in San Francisco, CA. Overall, Allentown, PA is roughly 52% cheaper to live in day-to-day than San Francisco, CA, driven mainly by rent.

Median household income is $53,403 in Allentown, PA and $141,446 in San Francisco, CA — about 62% higher in San Francisco, CA. Pennsylvania has a top state income tax rate of 3.07% and a 6% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Allentown, PA
San Francisco, CA

Rent

Studio
$1,043
$1,560
+50% in San Francisco, CA
1 Bedroom
$1,100
$2,425
+120% in San Francisco, CA
2 Bedroom
$1,271
$2,982
+135% in San Francisco, CA
3 Bedroom
$1,431
$3,269
+128% in San Francisco, CA

Buying a Home

Median Home Value
$188,900
$1,380,500
+631% in San Francisco, CA

Income

Median Household Income
$53,403
$141,446
+165% in San Francisco, CA
Metro Median Wage (annual)
$48,990
$74,260
+52% in San Francisco, CA

People & Lifestyle

Median Age
32.4 yr
39.7 yr
+7.3 yr in San Francisco, CA
Homeownership
42.3%
38.5%
+3.8 pp in Allentown, PA
Bachelor's+ (25+)
19.4%
60.1%
+40.7 pp in San Francisco, CA
Avg Commute
24.8 min
31.2 min
+6.4 min in San Francisco, CA

Crime (per 100k/yr)

Violent Crime
274.5
596.5
+117% in San Francisco, CA
Property Crime
1,591.5
3,962.2
+149% in San Francisco, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
51.2°F
57.3°F
+6.1°F in San Francisco, CA
Annual Precipitation
45.4 in
23.6 in
+21.7 in in Allentown, PA

Gas

Regular Gasoline
$3.86/gal
$5.43/gal
+41% in San Francisco, CA

Area: East Coast (PADD 1) vs San Francisco.

Public Transit

Base Fare (one-way)
—
$2.50

Adult base one-way fare — — vs SF Muni (2026).

Utilities

Electricity (¢/kWh)
21.6
33.3
+54% in San Francisco, CA
Natural Gas ($/MCF)
$19.17
$20.72
+8% in San Francisco, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in San Francisco, CA
Bread (lb)
$1.92
$2.04
+6% in San Francisco, CA
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$7.36
+7% in San Francisco, CA
Chicken (lb)
$2.19
$2.01
+8% in Allentown, PA
Bananas (lb)
$0.69
$0.70
about equal

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (PA / CA)
6%
7.25%
+1.3 pp in CA
Income Tax (top rate)
3.07%
13.30%
+10.2 pp in CA

Allentown vs San Francisco — FAQ

Is it cheaper to live in Allentown or San Francisco?
Allentown, PA is cheaper. Its monthly baseline of $1,320 (1BR rent + utilities) runs about 52% below San Francisco, CA's $2,750, mainly because of rent.
How much more do you need to earn to live in Allentown than in San Francisco?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $44,000 a year in Allentown versus $97,000 in San Francisco.
Which has lower taxes, Allentown or San Francisco?
Allentown is taxed under Pennsylvania's rules (a top state income tax rate of 3.07% and a 6% state sales tax); San Francisco under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).