Living Cost Compare
Allentown

Pennsylvania

$1,320/mo est.

vs
New York City

New York

$2,010/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,320 in Allentown, PA versus $2,010 in New York City, NY. Overall, Allentown, PA is roughly 34% cheaper to live in day-to-day than New York City, NY, driven mainly by rent.

Median household income is $53,403 in Allentown, PA and $79,713 in New York City, NY — about 33% higher in New York City, NY. Pennsylvania has a top state income tax rate of 3.07% and a 6% state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Rent

Studio
$1,043
$1,633
+57% in New York City, NY
1 Bedroom
$1,100
$1,705
+55% in New York City, NY
2 Bedroom
$1,271
$1,781
+40% in New York City, NY
3 Bedroom
$1,431
$2,065
+44% in New York City, NY

Buying a Home

Median Home Value
$188,900
$751,700
+298% in New York City, NY

Income

Median Household Income
$53,403
$79,713
+49% in New York City, NY
Metro Median Wage (annual)
$48,990
$61,430
+25% in New York City, NY

People & Lifestyle

Median Age
32.4 yr
38.0 yr
+5.6 yr in New York City, NY
Homeownership
42.3%
32.8%
+9.5 pp in Allentown, PA
Bachelor's+ (25+)
19.4%
41.0%
+21.6 pp in New York City, NY
Avg Commute
24.8 min
40.6 min
+15.8 min in New York City, NY

Crime (per 100k/yr)

Violent Crime
274.5
694
+153% in New York City, NY
Property Crime
1,591.5
2,415.4
+52% in New York City, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
51.2°F
55.0°F
+3.8°F in New York City, NY
Annual Precipitation
45.4 in
49.9 in
+4.6 in in New York City, NY

Gas

Regular Gasoline
$3.86/gal
$3.95/gal
+2% in New York City, NY

Area: East Coast (PADD 1) vs New York City.

Public Transit

Base Fare (one-way)
$3.00

Adult base one-way fare — vs MTA (2026).

Utilities

Electricity (¢/kWh)
21.6
29.9
+39% in New York City, NY
Natural Gas ($/MCF)
$19.17
$22.74
+19% in New York City, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.92
$1.92
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$6.90
about equal
Chicken (lb)
$2.19
$2.19
about equal
Bananas (lb)
$0.69
$0.69
about equal

Average prices — Northeast vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (PA / NY)
6%
4%
+2.0 pp in PA
Income Tax (top rate)
3.07%
10.90%
+7.8 pp in NY

Allentown vs New York City — FAQ

Is it cheaper to live in Allentown or New York City?
Allentown, PA is cheaper. Its monthly baseline of $1,320 (1BR rent + utilities) runs about 34% below New York City, NY's $2,010, mainly because of rent.
How much more do you need to earn to live in Allentown than in New York City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $44,000 a year in Allentown versus $68,000 in New York City.
Which has lower taxes, Allentown or New York City?
Allentown is taxed under Pennsylvania's rules (a top state income tax rate of 3.07% and a 6% state sales tax); New York City under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).