Living Cost Compare
Allentown

Pennsylvania

$1,320/mo est.

vs
Louisville

Kentucky

$1,060/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,320 in Allentown, PA versus $1,060 in Louisville, KY. Overall, Louisville, KY is roughly 20% cheaper to live in day-to-day than Allentown, PA, driven mainly by rent.

Median household income is $53,403 in Allentown, PA and $64,731 in Louisville, KY — about 18% higher in Louisville, KY. Pennsylvania has a top state income tax rate of 3.07% and a 6% state sales tax; Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax.

Rent

Studio
$1,043
$786
+25% in Allentown, PA
1 Bedroom
$1,100
$877
+20% in Allentown, PA
2 Bedroom
$1,271
$1,096
+14% in Allentown, PA
3 Bedroom
$1,431
$1,299
+9% in Allentown, PA

Buying a Home

Median Home Value
$188,900
$221,500
+17% in Louisville, KY

Income

Median Household Income
$53,403
$64,731
+21% in Louisville, KY
Metro Median Wage (annual)
$48,990
$48,370
+1% in Allentown, PA

People & Lifestyle

Median Age
32.4 yr
37.7 yr
+5.3 yr in Louisville, KY
Homeownership
42.3%
60.6%
+18.3 pp in Louisville, KY
Bachelor's+ (25+)
19.4%
33.4%
+14.0 pp in Louisville, KY
Avg Commute
24.8 min
22.7 min
+2.1 min in Allentown, PA

Crime (per 100k/yr)

Violent Crime
274.5
763.4
+178% in Louisville, KY
Property Crime
1,591.5
3,536.6
+122% in Louisville, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
51.2°F
58.2°F
+7.0°F in Louisville, KY
Annual Precipitation
45.4 in
44.9 in
+0.4 in in Allentown, PA

Gas

Regular Gasoline
$3.86/gal
$3.94/gal
+2% in Louisville, KY

Area: East Coast (PADD 1) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — vs TARC (2026).

Utilities

Electricity (¢/kWh)
21.6
15.0
+30% in Allentown, PA
Natural Gas ($/MCF)
$19.17
$29.48
+54% in Louisville, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Allentown, PA
Bread (lb)
$1.92
$1.75
+9% in Allentown, PA
Eggs (doz)
$2.19
$2.21
+1% in Louisville, KY
Ground Beef (lb)
$6.90
$6.45
+6% in Allentown, PA
Chicken (lb)
$2.19
$1.90
+13% in Allentown, PA
Bananas (lb)
$0.69
$0.62
+11% in Allentown, PA

Average prices — Northeast vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (PA / KY)
6%
6%
about equal
Income Tax (top rate)
3.07%
3.50%
+0.4 pp in KY

Allentown vs Louisville — FAQ

Is it cheaper to live in Allentown or Louisville?
Louisville, KY is cheaper. Its monthly baseline of $1,060 (1BR rent + utilities) runs about 20% below Allentown, PA's $1,320, mainly because of rent.
How much more do you need to earn to live in Allentown than in Louisville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $44,000 a year in Allentown versus $35,000 in Louisville.
Which has lower taxes, Allentown or Louisville?
Allentown is taxed under Pennsylvania's rules (a top state income tax rate of 3.07% and a 6% state sales tax); Louisville under Kentucky's (a top state income tax rate of 3.50% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).