Living Cost Compare
Albuquerque

New Mexico

$1,040/mo est.

vs
San Diego

California

$2,210/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,040 in Albuquerque, NM versus $2,210 in San Diego, CA. Overall, Albuquerque, NM is roughly 53% cheaper to live in day-to-day than San Diego, CA, driven mainly by rent.

Median household income is $65,604 in Albuquerque, NM and $104,321 in San Diego, CA — about 37% higher in San Diego, CA. New Mexico has a top state income tax rate of 5.90% and a 4.875% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$797
$1,737
+118% in San Diego, CA
1 Bedroom
$889
$1,883
+112% in San Diego, CA
2 Bedroom
$1,140
$2,348
+106% in San Diego, CA
3 Bedroom
$1,459
$2,818
+93% in San Diego, CA

Buying a Home

Median Home Value
$266,700
$848,500
+218% in San Diego, CA

Income

Median Household Income
$65,604
$104,321
+59% in San Diego, CA
Metro Median Wage (annual)
$48,060
$58,690
+22% in San Diego, CA

People & Lifestyle

Median Age
38.7 yr
36.0 yr
+2.7 yr in Albuquerque, NM
Homeownership
61.5%
47.6%
+13.9 pp in Albuquerque, NM
Bachelor's+ (25+)
38.7%
49.9%
+11.2 pp in San Diego, CA
Avg Commute
22.2 min
23.9 min
+1.7 min in San Diego, CA

Crime (per 100k/yr)

Violent Crime
1,193.2
414.1
+65% in Albuquerque, NM
Property Crime
4,766.2
1,693.1
+64% in Albuquerque, NM

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
57.2°F
63.6°F
+6.4°F in San Diego, CA
Annual Precipitation
9.4 in
10.3 in
+0.9 in in San Diego, CA

Gas

Regular Gasoline
$3.99/gal
$5.91/gal
+48% in San Diego, CA

Area: Gulf Coast (PADD 3) vs California.

Public Transit

Base Fare (one-way)
Free
$2.50

Adult base one-way fare — ABQ RIDE vs MTS (2026).

Utilities

Electricity (¢/kWh)
14.8
33.4
+125% in San Diego, CA
Natural Gas ($/MCF)
$11.90
$20.72
+74% in San Diego, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.37
$4.37
about equal
Bread (lb)
$2.10
$2.10
about equal
Eggs (doz)
$2.25
$2.25
about equal
Ground Beef (lb)
$7.23
$7.23
about equal
Chicken (lb)
$2.14
$2.14
about equal
Bananas (lb)
$0.74
$0.74
about equal

Average prices — West vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NM / CA)
4.875%
7.25%
+2.4 pp in CA
Income Tax (top rate)
5.90%
13.30%
+7.4 pp in CA

Albuquerque vs San Diego — FAQ

Is it cheaper to live in Albuquerque or San Diego?
Albuquerque, NM is cheaper. Its monthly baseline of $1,040 (1BR rent + utilities) runs about 53% below San Diego, CA's $2,210, mainly because of rent.
How much more do you need to earn to live in Albuquerque than in San Diego?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $36,000 a year in Albuquerque versus $75,000 in San Diego.
Which has lower taxes, Albuquerque or San Diego?
Albuquerque is taxed under New Mexico's rules (a top state income tax rate of 5.90% and a 4.875% state sales tax); San Diego under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).