Living Cost Compare
Albuquerque

New Mexico

$1,030/mo est.

vs
Hilo

Hawaii

$1,550/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,030 in Albuquerque, NM versus $1,550 in Hilo, HI. Overall, Albuquerque, NM is roughly 34% cheaper to live in day-to-day than Hilo, HI, driven mainly by electricity costs.

Median household income is $65,604 in Albuquerque, NM and $78,713 in Hilo, HI — about 17% higher in Hilo, HI. New Mexico has a top state income tax rate of 5.90% and a 4.875% state sales tax; Hawaii has a top state income tax rate of 11.00% and a 4% state sales tax.

Rent

Studio
$797
$1,180
+48% in Hilo, HI
1 Bedroom
$889
$964
+8% in Hilo, HI
2 Bedroom
$1,140
$1,283
+13% in Hilo, HI
3 Bedroom
$1,459
$1,587
+9% in Hilo, HI

Buying a Home

Median Home Value
$266,700
$455,100
+71% in Hilo, HI

Income

Median Household Income
$65,604
$78,713
+20% in Hilo, HI
Metro Median Wage (annual)
$48,060
$51,820
+8% in Hilo, HI

People & Lifestyle

Median Age
38.7 yr
42.6 yr
+3.9 yr in Hilo, HI
Homeownership
61.5%
65.5%
+4.0 pp in Hilo, HI
Bachelor's+ (25+)
38.7%
34.0%
+4.7 pp in Albuquerque, NM
Avg Commute
22.2 min
20.1 min
+2.1 min in Albuquerque, NM

Crime (per 100k/yr)

Violent Crime
1,194.3
245.4
+79% in Albuquerque, NM
Property Crime
4,766.6
2,043.9
+57% in Albuquerque, NM

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
57.2°F
73.9°F
+16.7°F in Hilo, HI
Annual Precipitation
9.4 in
126.7 in
+117.3 in in Hilo, HI

Gas

Regular Gasoline
$3.62/gal
$5.09/gal
+40% in Hilo, HI

Area: Gulf Coast (PADD 3) vs West Coast (PADD 5).

Public Transit

Base Fare (one-way)
Free

Adult base one-way fare — ABQ RIDE vs (2026).

Utilities

Electricity (¢/kWh)
14.1
52.0
+268% in Hilo, HI
Natural Gas ($/MCF)
$11.90
$70.84
+495% in Hilo, HI

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.82
about equal
Bread (lb)
$2.04
$2.04
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$7.36
about equal
Chicken (lb)
$2.01
$2.01
about equal
Bananas (lb)
$0.70
$0.70
about equal

Average prices — West vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NM / HI)
4.875%
4%
+0.9 pp in NM
Income Tax (top rate)
5.90%
11.00%
+5.1 pp in HI

Albuquerque vs Hilo — FAQ

Is it cheaper to live in Albuquerque or Hilo?
Albuquerque, NM is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 34% below Hilo, HI's $1,550, mainly because of electricity costs.
How much more do you need to earn to live in Albuquerque than in Hilo?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $36,000 a year in Albuquerque versus $39,000 in Hilo.
Which has lower taxes, Albuquerque or Hilo?
Albuquerque is taxed under New Mexico's rules (a top state income tax rate of 5.90% and a 4.875% state sales tax); Hilo under Hawaii's (a top state income tax rate of 11.00% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).