Living Cost Compare
Aberdeen

South Dakota

$740/mo est.

vs
New York City

New York

$2,010/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $740 in Aberdeen, SD versus $2,010 in New York City, NY. Overall, Aberdeen, SD is roughly 63% cheaper to live in day-to-day than New York City, NY, driven mainly by rent.

Median household income is $63,715 in Aberdeen, SD and $79,713 in New York City, NY — about 20% higher in New York City, NY. South Dakota has no state income tax and a 4.2% state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Rent

Studio
$529
$1,633
+209% in New York City, NY
1 Bedroom
$576
$1,705
+196% in New York City, NY
2 Bedroom
$824
$1,781
+116% in New York City, NY
3 Bedroom
$924
$2,065
+123% in New York City, NY

Buying a Home

Median Home Value
$205,500
$751,700
+266% in New York City, NY

Income

Median Household Income
$63,715
$79,713
+25% in New York City, NY
Metro Median Wage (annual)
$61,430

People & Lifestyle

Median Age
35.8 yr
38.0 yr
+2.2 yr in New York City, NY
Homeownership
58.4%
32.8%
+25.6 pp in Aberdeen, SD
Bachelor's+ (25+)
33.6%
41.0%
+7.4 pp in New York City, NY
Avg Commute
11.1 min
40.6 min
+29.5 min in New York City, NY

Crime (per 100k/yr)

Violent Crime
275
694
+152% in New York City, NY
Property Crime
1,421.2
2,415.4
+70% in New York City, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
43.0°F
55.0°F
+12.0°F in New York City, NY
Annual Precipitation
21.7 in
49.9 in
+28.2 in in New York City, NY

Gas

Regular Gasoline
$3.85/gal
$4.08/gal
+6% in New York City, NY

Area: Midwest (PADD 2) vs New York City.

Public Transit

Base Fare (one-way)
$3.00

Adult base one-way fare — vs MTA (2026).

Utilities

Electricity (¢/kWh)
15.4
29.5
+92% in New York City, NY
Natural Gas ($/MCF)
$15.26
$27.01
+77% in New York City, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.92
+16% in New York City, NY
Eggs (doz)
$3.63
$2.19
+40% in Aberdeen, SD
Ground Beef (lb)
$6.77
$6.90
+2% in New York City, NY
Chicken (lb)
$2.10
$2.19
+4% in New York City, NY
Bananas (lb)
$0.62
$0.69
+12% in New York City, NY

Average prices — Midwest vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (SD / NY)
4.2%
4%
+0.2 pp in SD
Income Tax (top rate)
None
10.90%
+10.9 pp in NY

Aberdeen vs New York City — FAQ

Is it cheaper to live in Aberdeen or New York City?
Aberdeen, SD is cheaper. Its monthly baseline of $740 (1BR rent + utilities) runs about 63% below New York City, NY's $2,010, mainly because of rent.
How much more do you need to earn to live in Aberdeen than in New York City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $23,000 a year in Aberdeen versus $68,000 in New York City.
Which has lower taxes, Aberdeen or New York City?
Aberdeen is taxed under South Dakota's rules (no state income tax and a 4.2% state sales tax); New York City under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).