Living Cost Compare
Aberdeen

South Dakota

$740/mo est.

vs
Louisville

Kentucky

$1,070/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $740 in Aberdeen, SD versus $1,070 in Louisville, KY. Overall, Aberdeen, SD is roughly 31% cheaper to live in day-to-day than Louisville, KY, driven mainly by rent.

Median household income is $63,715 in Aberdeen, SD and $64,731 in Louisville, KY — about 2% higher in Louisville, KY. South Dakota has no state income tax and a 4.2% state sales tax; Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax.

Rent

Studio
$529
$786
+49% in Louisville, KY
1 Bedroom
$576
$877
+52% in Louisville, KY
2 Bedroom
$824
$1,096
+33% in Louisville, KY
3 Bedroom
$924
$1,299
+41% in Louisville, KY

Buying a Home

Median Home Value
$205,500
$221,500
+8% in Louisville, KY

Income

Median Household Income
$63,715
$64,731
+2% in Louisville, KY
Metro Median Wage (annual)
$48,370

People & Lifestyle

Median Age
35.8 yr
37.7 yr
+1.9 yr in Louisville, KY
Homeownership
58.4%
60.6%
+2.2 pp in Louisville, KY
Bachelor's+ (25+)
33.6%
33.4%
+0.2 pp in Aberdeen, SD
Avg Commute
11.1 min
22.7 min
+11.6 min in Louisville, KY

Crime (per 100k/yr)

Violent Crime
275
763.4
+178% in Louisville, KY
Property Crime
1,421.2
3,536.6
+149% in Louisville, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
43.0°F
58.2°F
+15.2°F in Louisville, KY
Annual Precipitation
21.7 in
44.9 in
+23.2 in in Louisville, KY

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — vs TARC (2026).

Utilities

Electricity (¢/kWh)
15.4
14.3
+7% in Aberdeen, SD
Natural Gas ($/MCF)
$15.26
$33.20
+118% in Louisville, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Aberdeen, SD
Bread (lb)
$1.66
$1.75
+5% in Louisville, KY
Eggs (doz)
$3.63
$2.21
+39% in Aberdeen, SD
Ground Beef (lb)
$6.77
$6.45
+5% in Aberdeen, SD
Chicken (lb)
$2.10
$1.90
+9% in Aberdeen, SD
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (SD / KY)
4.2%
6%
+1.8 pp in KY
Income Tax (top rate)
None
3.50%
+3.5 pp in KY

Aberdeen vs Louisville — FAQ

Is it cheaper to live in Aberdeen or Louisville?
Aberdeen, SD is cheaper. Its monthly baseline of $740 (1BR rent + utilities) runs about 31% below Louisville, KY's $1,070, mainly because of rent.
How much more do you need to earn to live in Aberdeen than in Louisville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $23,000 a year in Aberdeen versus $35,000 in Louisville.
Which has lower taxes, Aberdeen or Louisville?
Aberdeen is taxed under South Dakota's rules (no state income tax and a 4.2% state sales tax); Louisville under Kentucky's (a top state income tax rate of 3.50% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).