Is it cheaper to live in Aberdeen or Cincinnati?

Aberdeen, SD is cheaper. Its monthly baseline of $740 (1BR rent + utilities) runs about 28% below Cincinnati, OH's $1,030, mainly because of rent.

How much more do you need to earn to live in Aberdeen than in Cincinnati?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $23,000 a year in Aberdeen versus $33,000 in Cincinnati.

Which has lower taxes, Aberdeen or Cincinnati?

Aberdeen is taxed under South Dakota's rules (no state income tax and a 4.2% state sales tax); Cincinnati under Ohio's (a top state income tax rate of 2.75% and a 5.75% state sales tax).

Aberdeen vs Cincinnati Cost of Living 2026

Aberdeen

South Dakota

$740/mo est.

Cincinnati

Ohio

$1,030/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $740 in Aberdeen, SD versus $1,030 in Cincinnati, OH. Overall, Aberdeen, SD is roughly 28% cheaper to live in day-to-day than Cincinnati, OH, driven mainly by rent.

Median household income is $63,715 in Aberdeen, SD and $51,707 in Cincinnati, OH — about 19% higher in Aberdeen, SD. South Dakota has no state income tax and a 4.2% state sales tax; Ohio has a top state income tax rate of 2.75% and a 5.75% state sales tax.

Aberdeen, SD

Cincinnati, OH

Rent

Studio

$529

$791

+50% in Cincinnati, OH

1 Bedroom

$576

$817

+42% in Cincinnati, OH

2 Bedroom

$824

$1,023

+24% in Cincinnati, OH

3 Bedroom

$924

$1,228

+33% in Cincinnati, OH

Buying a Home

Median Home Value

$205,500

$215,300

+5% in Cincinnati, OH

Income

Median Household Income

$63,715

$51,707

+19% in Aberdeen, SD

Metro Median Wage (annual)

—

$50,170

People & Lifestyle

Median Age

35.8 yr

33.0 yr

+2.8 yr in Aberdeen, SD

Homeownership

58.4%

38.9%

+19.5 pp in Aberdeen, SD

Bachelor's+ (25+)

33.6%

41.3%

+7.7 pp in Cincinnati, OH

Avg Commute

11.1 min

23.1 min

+12.0 min in Cincinnati, OH

Crime (per 100k/yr)

Violent Crime

275

856.5

+211% in Cincinnati, OH

Property Crime

1,421.2

3,877.7

+173% in Cincinnati, OH

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

43.0°F

54.3°F

+11.3°F in Cincinnati, OH

Annual Precipitation

21.7 in

41.9 in

+20.2 in in Cincinnati, OH

Gas

Regular Gasoline

$3.85/gal

$3.80/gal

+1% in Aberdeen, SD

Area: Midwest (PADD 2) vs Ohio.

Utilities

Electricity (¢/kWh)

15.4

19.2

+25% in Cincinnati, OH

Natural Gas ($/MCF)

$15.26

$22.83

+50% in Cincinnati, OH

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

about equal

Bread (lb)

$1.66

about equal

Eggs (doz)

$3.63

about equal

Ground Beef (lb)

$6.77

about equal

Chicken (lb)

$2.10

about equal

Bananas (lb)

$0.62

about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (SD / OH)

4.2%

5.75%

+1.5 pp in OH

Income Tax (top rate)

None

2.75%

+2.8 pp in OH

Aberdeen vs Cincinnati — FAQ

Is it cheaper to live in Aberdeen or Cincinnati?: Aberdeen, SD is cheaper. Its monthly baseline of $740 (1BR rent + utilities) runs about 28% below Cincinnati, OH's $1,030, mainly because of rent.
How much more do you need to earn to live in Aberdeen than in Cincinnati?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $23,000 a year in Aberdeen versus $33,000 in Cincinnati.
Which has lower taxes, Aberdeen or Cincinnati?: Aberdeen is taxed under South Dakota's rules (no state income tax and a 4.2% state sales tax); Cincinnati under Ohio's (a top state income tax rate of 2.75% and a 5.75% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).