Living Cost Compare
Aberdeen

South Dakota

$740/mo est.

vs
Charlotte

North Carolina

$1,560/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $740 in Aberdeen, SD versus $1,560 in Charlotte, NC. Overall, Aberdeen, SD is roughly 53% cheaper to live in day-to-day than Charlotte, NC, driven mainly by rent.

Median household income is $63,715 in Aberdeen, SD and $78,438 in Charlotte, NC — about 19% higher in Charlotte, NC. South Dakota has no state income tax and a 4.2% state sales tax; North Carolina has a top state income tax rate of 3.99% and a 4.75% state sales tax.

Rent

Studio
$529
$1,424
+169% in Charlotte, NC
1 Bedroom
$576
$1,374
+139% in Charlotte, NC
2 Bedroom
$824
$1,491
+81% in Charlotte, NC
3 Bedroom
$924
$1,663
+80% in Charlotte, NC

Buying a Home

Median Home Value
$205,500
$351,500
+71% in Charlotte, NC

Income

Median Household Income
$63,715
$78,438
+23% in Charlotte, NC
Metro Median Wage (annual)
$49,990

People & Lifestyle

Median Age
35.8 yr
34.4 yr
+1.4 yr in Aberdeen, SD
Homeownership
58.4%
51.5%
+6.9 pp in Aberdeen, SD
Bachelor's+ (25+)
33.6%
47.4%
+13.8 pp in Charlotte, NC
Avg Commute
11.1 min
25.0 min
+13.9 min in Charlotte, NC

Crime (per 100k/yr)

Violent Crime
275
733.1
+167% in Charlotte, NC
Property Crime
1,421.2
3,718.9
+162% in Charlotte, NC

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
43.0°F
59.9°F
+16.9°F in Charlotte, NC
Annual Precipitation
21.7 in
41.6 in
+19.9 in in Charlotte, NC

Gas

Regular Gasoline
$3.85/gal
$3.94/gal
+2% in Charlotte, NC

Area: Midwest (PADD 2) vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
$2.20

Adult base one-way fare — vs CATS (2026).

Utilities

Electricity (¢/kWh)
15.4
14.7
+4% in Aberdeen, SD
Natural Gas ($/MCF)
$15.26
$30.10
+97% in Charlotte, NC

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Aberdeen, SD
Bread (lb)
$1.66
$1.75
+5% in Charlotte, NC
Eggs (doz)
$3.63
$2.21
+39% in Aberdeen, SD
Ground Beef (lb)
$6.77
$6.45
+5% in Aberdeen, SD
Chicken (lb)
$2.10
$1.90
+9% in Aberdeen, SD
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (SD / NC)
4.2%
4.75%
+0.5 pp in NC
Income Tax (top rate)
None
3.99%
+4.0 pp in NC

Aberdeen vs Charlotte — FAQ

Is it cheaper to live in Aberdeen or Charlotte?
Aberdeen, SD is cheaper. Its monthly baseline of $740 (1BR rent + utilities) runs about 53% below Charlotte, NC's $1,560, mainly because of rent.
How much more do you need to earn to live in Aberdeen than in Charlotte?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $23,000 a year in Aberdeen versus $55,000 in Charlotte.
Which has lower taxes, Aberdeen or Charlotte?
Aberdeen is taxed under South Dakota's rules (no state income tax and a 4.2% state sales tax); Charlotte under North Carolina's (a top state income tax rate of 3.99% and a 4.75% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).