Living Cost Compare
Aberdeen

South Dakota

$740/mo est.

vs
Bismarck

North Dakota

$960/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $740 in Aberdeen, SD versus $960 in Bismarck, ND. Overall, Aberdeen, SD is roughly 23% cheaper to live in day-to-day than Bismarck, ND, driven mainly by rent.

Median household income is $63,715 in Aberdeen, SD and $77,608 in Bismarck, ND — about 18% higher in Bismarck, ND. South Dakota has no state income tax and a 4.2% state sales tax; North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax.

Rent

Studio
$529
$723
+37% in Bismarck, ND
1 Bedroom
$576
$803
+39% in Bismarck, ND
2 Bedroom
$824
$989
+20% in Bismarck, ND
3 Bedroom
$924
$1,421
+54% in Bismarck, ND

Buying a Home

Median Home Value
$205,500
$291,400
+42% in Bismarck, ND

Income

Median Household Income
$63,715
$77,608
+22% in Bismarck, ND
Metro Median Wage (annual)
$52,560

People & Lifestyle

Median Age
35.8 yr
38.2 yr
+2.4 yr in Bismarck, ND
Homeownership
58.4%
65.8%
+7.4 pp in Bismarck, ND
Bachelor's+ (25+)
33.6%
38.7%
+5.1 pp in Bismarck, ND
Avg Commute
11.1 min
15.5 min
+4.4 min in Bismarck, ND

Crime (per 100k/yr)

Violent Crime
275
278
+1% in Bismarck, ND
Property Crime
1,421.2
2,417.1
+70% in Bismarck, ND

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
43.0°F
43.0°F
about equal
Annual Precipitation
21.7 in
17.9 in
+3.9 in in Aberdeen, SD

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
15.4
14.1
+8% in Aberdeen, SD
Natural Gas ($/MCF)
$15.26
$18.21
+19% in Bismarck, ND

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (SD / ND)
4.2%
5%
+0.8 pp in ND
Income Tax (top rate)
None
2.50%
+2.5 pp in ND

Aberdeen vs Bismarck — FAQ

Is it cheaper to live in Aberdeen or Bismarck?
Aberdeen, SD is cheaper. Its monthly baseline of $740 (1BR rent + utilities) runs about 23% below Bismarck, ND's $960, mainly because of rent.
How much more do you need to earn to live in Aberdeen than in Bismarck?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $23,000 a year in Aberdeen versus $32,000 in Bismarck.
Which has lower taxes, Aberdeen or Bismarck?
Aberdeen is taxed under South Dakota's rules (no state income tax and a 4.2% state sales tax); Bismarck under North Dakota's (a top state income tax rate of 2.50% and a 5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).