Median one-bedroom rent across the cities we track is $1,418 in Maryland versus $978 in New Jersey. Overall, New Jersey runs roughly 31% cheaper on rent than Maryland, its main day-to-day cost driver.
Median household income across tracked cities is $95,150 in Maryland and $48,416 in New Jersey — about 49% higher in Maryland. Maryland has a top state income tax rate of 6.50% and a 6% state sales tax; New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax.
State Taxes
Housing (median across tracked cities)
Income (median across tracked cities)
Climate (median across tracked cities)
Maryland vs New Jersey — FAQ
- Is it cheaper to live in Maryland or New Jersey?
- New Jersey is cheaper on rent — its median one-bedroom of $978 runs about 31% below Maryland's $1,418, based on the cities we track in each state.
- How much more do you need to earn to live in Maryland than in New Jersey?
- To keep rent near the recommended 30% of gross income, based on median rent across tracked cities, you'd want to earn roughly $57,000 a year in Maryland versus $39,000 in New Jersey.
- Which has lower taxes, Maryland or New Jersey?
- Maryland has a top state income tax rate of 6.50% and a 6% state sales tax. New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax.
Housing, income, and climate are medians across the 3/1 cities we track in Maryland/New Jersey — not population-weighted statewide figures. Taxes are exact state-level rates. Sources: US Census Bureau, ACS 5-Year; NOAA Climate Normals 1981–2010; Tax Foundation 2026.