Median one-bedroom rent across the cities we track is $877 in Kentucky versus $1,195 in Virginia. Overall, Kentucky runs roughly 27% cheaper on rent than Virginia, its main day-to-day cost driver.
Median household income across tracked cities is $64,731 in Kentucky and $64,017 in Virginia — about 1% higher in Kentucky. Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax; Virginia has a top state income tax rate of 5.75% and a 5.3% state sales tax.
State Taxes
Sales Tax
6%
5.3%
+0.7 pp in Kentucky
Income Tax (top rate)
3.50%
5.75%
+2.3 pp in Virginia
Housing (median across tracked cities)
Median 1BR Rent
$877
$1,195
+36% in Virginia
Median Home Value
$232,100
$328,100
+41% in Virginia
Income (median across tracked cities)
Median Household Income
$64,731
$64,017
+1% in Kentucky
Climate (median across tracked cities)
Avg Annual Temperature
58.0°F
59.9°F
+1.9°F in Virginia
Kentucky vs Virginia — FAQ
- Is it cheaper to live in Kentucky or Virginia?
- Kentucky is cheaper on rent — its median one-bedroom of $877 runs about 27% below Virginia's $1,195, based on the cities we track in each state.
- How much more do you need to earn to live in Kentucky than in Virginia?
- To keep rent near the recommended 30% of gross income, based on median rent across tracked cities, you'd want to earn roughly $35,000 a year in Kentucky versus $48,000 in Virginia.
- Which has lower taxes, Kentucky or Virginia?
- Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax. Virginia has a top state income tax rate of 5.75% and a 5.3% state sales tax.
Housing, income, and climate are medians across the 3/3 cities we track in Kentucky/Virginia — not population-weighted statewide figures. Taxes are exact state-level rates. Sources: US Census Bureau, ACS 5-Year; NOAA Climate Normals 1981–2010; Tax Foundation 2026.