Median one-bedroom rent across the cities we track is $782 in Indiana versus $1,166 in Utah. Overall, Indiana runs roughly 33% cheaper on rent than Utah, its main day-to-day cost driver.
Median household income across tracked cities is $60,293 in Indiana and $74,925 in Utah — about 20% higher in Utah. Indiana has a top state income tax rate of 2.95% and a 7% state sales tax; Utah has a top state income tax rate of 4.50% and a 6.1% state sales tax.
State Taxes
Sales Tax
7%
6.1%
+0.9 pp in Indiana
Income Tax (top rate)
2.95%
4.50%
+1.5 pp in Utah
Housing (median across tracked cities)
Median 1BR Rent
$782
$1,166
+49% in Utah
Median Home Value
$169,700
$495,700
+192% in Utah
Income (median across tracked cities)
Median Household Income
$60,293
$74,925
+24% in Utah
Climate (median across tracked cities)
Avg Annual Temperature
53.2°F
52.8°F
+0.4°F in Indiana
Indiana vs Utah — FAQ
- Is it cheaper to live in Indiana or Utah?
- Indiana is cheaper on rent — its median one-bedroom of $782 runs about 33% below Utah's $1,166, based on the cities we track in each state.
- How much more do you need to earn to live in Indiana than in Utah?
- To keep rent near the recommended 30% of gross income, based on median rent across tracked cities, you'd want to earn roughly $31,000 a year in Indiana versus $47,000 in Utah.
- Which has lower taxes, Indiana or Utah?
- Indiana has a top state income tax rate of 2.95% and a 7% state sales tax. Utah has a top state income tax rate of 4.50% and a 6.1% state sales tax.
Housing, income, and climate are medians across the 3/1 cities we track in Indiana/Utah — not population-weighted statewide figures. Taxes are exact state-level rates. Sources: US Census Bureau, ACS 5-Year; NOAA Climate Normals 1981–2010; Tax Foundation 2026.