Median one-bedroom rent across the cities we track is $963 in Indiana versus $882 in Oklahoma. Overall, Oklahoma runs roughly 8% cheaper on rent than Indiana, its main day-to-day cost driver.
Median household income across tracked cities is $62,995 in Indiana and $66,702 in Oklahoma — about 6% higher in Oklahoma. Indiana has a top state income tax rate of 2.95% and a 7% state sales tax; Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax.
State Taxes
Sales Tax
7%
4.5%
+2.5 pp in Indiana
Income Tax (top rate)
2.95%
4.50%
+1.5 pp in Oklahoma
Housing (median across tracked cities)
Median 1BR Rent
$963
$882
+8% in Indiana
Median Home Value
$207,000
$215,100
+4% in Oklahoma
Income (median across tracked cities)
Median Household Income
$62,995
$66,702
+6% in Oklahoma
Climate (median across tracked cities)
Avg Annual Temperature
53.2°F
61.5°F
+8.3°F in Oklahoma
Indiana vs Oklahoma — FAQ
- Is it cheaper to live in Indiana or Oklahoma?
- Oklahoma is cheaper on rent — its median one-bedroom of $882 runs about 8% below Indiana's $963, based on the cities we track in each state.
- How much more do you need to earn to live in Indiana than in Oklahoma?
- To keep rent near the recommended 30% of gross income, based on median rent across tracked cities, you'd want to earn roughly $39,000 a year in Indiana versus $35,000 in Oklahoma.
- Which has lower taxes, Indiana or Oklahoma?
- Indiana has a top state income tax rate of 2.95% and a 7% state sales tax. Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax.
Housing, income, and climate are medians across the 1/1 cities we track in Indiana/Oklahoma — not population-weighted statewide figures. Taxes are exact state-level rates. Sources: US Census Bureau, ACS 5-Year; NOAA Climate Normals 1981–2010; Tax Foundation 2026.