Median one-bedroom rent across the cities we track is $1,267 in Hawaii versus $870 in Iowa. Overall, Iowa runs roughly 31% cheaper on rent than Hawaii, its main day-to-day cost driver.
Median household income across tracked cities is $82,071 in Hawaii and $63,966 in Iowa — about 22% higher in Hawaii. Hawaii has a top state income tax rate of 11.00% and a 4% state sales tax; Iowa has a top state income tax rate of 3.80% and a 6% state sales tax.
State Taxes
Sales Tax
4%
6%
+2.0 pp in Iowa
Income Tax (top rate)
11.00%
3.80%
+7.2 pp in Hawaii
Housing (median across tracked cities)
Median 1BR Rent
$1,267
$870
+31% in Hawaii
Median Home Value
$644,600
$183,700
+72% in Hawaii
Income (median across tracked cities)
Median Household Income
$82,071
$63,966
+22% in Hawaii
Climate (median across tracked cities)
Avg Annual Temperature
75.8°F
50.9°F
+24.9°F in Hawaii
Hawaii vs Iowa — FAQ
- Is it cheaper to live in Hawaii or Iowa?
- Iowa is cheaper on rent — its median one-bedroom of $870 runs about 31% below Hawaii's $1,267, based on the cities we track in each state.
- How much more do you need to earn to live in Hawaii than in Iowa?
- To keep rent near the recommended 30% of gross income, based on median rent across tracked cities, you'd want to earn roughly $51,000 a year in Hawaii versus $35,000 in Iowa.
- Which has lower taxes, Hawaii or Iowa?
- Hawaii has a top state income tax rate of 11.00% and a 4% state sales tax. Iowa has a top state income tax rate of 3.80% and a 6% state sales tax.
Housing, income, and climate are medians across the 2/1 cities we track in Hawaii/Iowa — not population-weighted statewide figures. Taxes are exact state-level rates. Sources: US Census Bureau, ACS 5-Year; NOAA Climate Normals 1981–2010; Tax Foundation 2026.