Median one-bedroom rent across the cities we track is $1,235 in Florida versus $752 in Michigan. Overall, Michigan runs roughly 39% cheaper on rent than Florida, its main day-to-day cost driver.
Median household income across tracked cities is $69,142 in Florida and $39,575 in Michigan — about 43% higher in Florida. Florida has no state income tax and a 6% state sales tax; Michigan has a top state income tax rate of 4.25% and a 6% state sales tax.
State Taxes
Sales Tax
6%
6%
about equal
Income Tax (top rate)
None
4.25%
+4.3 pp in Michigan
Housing (median across tracked cities)
Median 1BR Rent
$1,235
$752
+39% in Florida
Median Home Value
$320,700
$76,800
+76% in Florida
Income (median across tracked cities)
Median Household Income
$69,142
$39,575
+43% in Florida
Climate (median across tracked cities)
Avg Annual Temperature
71.8°F
50.3°F
+21.5°F in Florida
Florida vs Michigan — FAQ
- Is it cheaper to live in Florida or Michigan?
- Michigan is cheaper on rent — its median one-bedroom of $752 runs about 39% below Florida's $1,235, based on the cities we track in each state.
- How much more do you need to earn to live in Florida than in Michigan?
- To keep rent near the recommended 30% of gross income, based on median rent across tracked cities, you'd want to earn roughly $49,000 a year in Florida versus $30,000 in Michigan.
- Which has lower taxes, Florida or Michigan?
- Florida has no state income tax and a 6% state sales tax. Michigan has a top state income tax rate of 4.25% and a 6% state sales tax.
Housing, income, and climate are medians across the 2/1 cities we track in Florida/Michigan — not population-weighted statewide figures. Taxes are exact state-level rates. Sources: US Census Bureau, ACS 5-Year; NOAA Climate Normals 1981–2010; Tax Foundation 2026.