Median one-bedroom rent across the cities we track is $1,235 in Florida versus $1,570 in Hawaii. Overall, Florida runs roughly 21% cheaper on rent than Hawaii, its main day-to-day cost driver.
Median household income across tracked cities is $69,142 in Florida and $85,428 in Hawaii — about 19% higher in Hawaii. Florida has no state income tax and a 6% state sales tax; Hawaii has a top state income tax rate of 11.00% and a 4% state sales tax.
State Taxes
Sales Tax
6%
4%
+2.0 pp in Florida
Income Tax (top rate)
None
11.00%
+11.0 pp in Hawaii
Housing (median across tracked cities)
Median 1BR Rent
$1,235
$1,570
+27% in Hawaii
Median Home Value
$320,700
$834,100
+160% in Hawaii
Income (median across tracked cities)
Median Household Income
$69,142
$85,428
+24% in Hawaii
Climate (median across tracked cities)
Avg Annual Temperature
71.8°F
77.7°F
+5.9°F in Hawaii
Florida vs Hawaii — FAQ
- Is it cheaper to live in Florida or Hawaii?
- Florida is cheaper on rent — its median one-bedroom of $1,235 runs about 21% below Hawaii's $1,570, based on the cities we track in each state.
- How much more do you need to earn to live in Florida than in Hawaii?
- To keep rent near the recommended 30% of gross income, based on median rent across tracked cities, you'd want to earn roughly $49,000 a year in Florida versus $63,000 in Hawaii.
- Which has lower taxes, Florida or Hawaii?
- Florida has no state income tax and a 6% state sales tax. Hawaii has a top state income tax rate of 11.00% and a 4% state sales tax.
Housing, income, and climate are medians across the 2/1 cities we track in Florida/Hawaii — not population-weighted statewide figures. Taxes are exact state-level rates. Sources: US Census Bureau, ACS 5-Year; NOAA Climate Normals 1981–2010; Tax Foundation 2026.